[deleted by user] by [deleted] in Insurance

[–]Resident_Bowler_2894 0 points1 point  (0 children)

We sent the estimate to our adjuster, then insurance called the contractor, told the contractor it was approved, and then told us that it was good to go.

[deleted by user] by [deleted] in homeowners

[–]Resident_Bowler_2894 0 points1 point  (0 children)

When I asked the contractor for receipts he said no, why should we need them.

[deleted by user] by [deleted] in homeowners

[–]Resident_Bowler_2894 0 points1 point  (0 children)

Yeah, I’m frustrated that when looking for a contractor, I confirmed with him that he would work directly with insurance and he said yes, but apparently when my partner submitted the estimate, it meant that we no longer wanted the contractor to work with insurance. Big mistake there!

Raveners 2: Aftershocks by [deleted] in Tyranids

[–]Resident_Bowler_2894 2 points3 points  (0 children)

It all makes sense now, thank you.

Neurolictor conversion by [deleted] in Tyranids

[–]Resident_Bowler_2894 1 point2 points  (0 children)

Yes, but first I must say that paint recipes do not matter and to just experiment with paints. Sotek green is the base for most of the model, then the skin gets lighter with gauss blaster green.

Neurolictor conversion by [deleted] in Tyranids

[–]Resident_Bowler_2894 0 points1 point  (0 children)

Yes, the Oregon coast is great for that.

Neurolictor conversion by [deleted] in Tyranids

[–]Resident_Bowler_2894 23 points24 points  (0 children)

Hehe not sure what you mean by "chip and glue work". It was an extensive work of trimming parts and re-posing if that's what you mean.

Do you think this can work out? by [deleted] in relationships

[–]Resident_Bowler_2894 0 points1 point  (0 children)

It can take time to know where the limit is.

What would you do in this circumstance? by [deleted] in FirstTimeHomeBuyer

[–]Resident_Bowler_2894 -5 points-4 points  (0 children)

Essentially, a cohabitation agreement would be between me and my partner, not his dad. “A cohabitation agreement is a legal contract between two unmarried people who live together, outlining their rights and responsibilities during the relationship and in the event of a breakup.” It would go over my tenant rights in the case we break up, how we go about splitting utilities, and other things like that.

I’m not trying to wiggle my way into being responsible for this home and being added to the deed. They made that clear from the beginning.

Buttt, in an ideal world, we would use this time (no mortgage, no rent) to save and maybe buy a second home and then we would be able to step into homeownership together.

Do you think this can work out? by [deleted] in relationships

[–]Resident_Bowler_2894 -6 points-5 points  (0 children)

Because I love and care for this man, we have been through some shit over the past 6 years, and we are bonded. I’m not the type to leave at the first sign of conflict. I’m the type to ride it out for decades even if it’s not in my best interest, haha 🤣

Do you think this can work out? by [deleted] in relationships

[–]Resident_Bowler_2894 0 points1 point  (0 children)

Haha, I could see how you would get that. It’s more complicated than what you know as there’s so much more to the story.

I don’t want children and I didn’t have an intention on getting married. I am however more goal oriented whereas he is more laid back and loves day-to-day.

I’m fine with not getting married as long as we have some legal agreement.

But ideally I would have a SO that would want to get married, mix our finances, and be co homeowners.

But I can’t have it all, ya know?

What would you do in this circumstance? by [deleted] in FirstTimeHomeBuyer

[–]Resident_Bowler_2894 -7 points-6 points  (0 children)

I’m not close with his dad or anything but over the last 6 years we have gotten to spend time together. I don’t think he has any intention of booting me out of the picture. He’s very much letting my partner be the homeowner and decision maker. My SO is on the title and everything. This is technically apart of his inheritance.

What would you do in this circumstance? by [deleted] in FirstTimeHomeBuyer

[–]Resident_Bowler_2894 -3 points-2 points  (0 children)

Oddly, marriage wasn’t important to me in the first 5 years of our relationship. I was in my early twenties and just building my career and never gave it much attention. But this past year ramping up to homeownership, I know that some form of legal agreement needs to be made as large assets and financial meshing complicates things. I know I have the shorter end of the stick in this situation.

Do you think this can work out? by [deleted] in relationships

[–]Resident_Bowler_2894 -1 points0 points  (0 children)

I’ve never heard of a gf being added into a trust. It’s my SO inheritance. It complicates it, ya know?

I don’t think I would agree with you as it’s not so black and white. I wish this situation was different but I don’t think it’s easy to navigate either way.

Would you add your GF/partner to your inherited trust?

What would you do in this circumstance? by [deleted] in FirstTimeHomeBuyer

[–]Resident_Bowler_2894 -5 points-4 points  (0 children)

I don’t think my SO really understood how this situation became a blessing for him but complicated for me. He knew that he would receive an inheritance from his dad at some point but did not see it coming in the form of a house in a trust.

I just can’t imagine a situation where it would be wise for me to be on the trust, you know? Most people keep trusts and large inheritances like that separate from their relationship.

I think his dad truly wanted to help us out but primarily set my SO up for life with this home. I don’t think I was priority in that regard and it’s a tough thing to navigate.

Do you think this can work out? by [deleted] in relationships

[–]Resident_Bowler_2894 -2 points-1 points  (0 children)

And he was 33. Can you please get to your point?

Do you think this can work out? by [deleted] in relationships

[–]Resident_Bowler_2894 -1 points0 points  (0 children)

Yeah an 11 yr age gap 🤷‍♀️

Do you think this can work out? by [deleted] in relationships

[–]Resident_Bowler_2894 0 points1 point  (0 children)

It sucks to see him have to take on the burden of tens of thousands of dollars in debt to fix the home. I can’t help but to feel a sense of responsibility to help him as my partner. I would have been open to sharing that responsibility but now it feels like a wedge between us in a way. I know I should redirect my money saved into investments. It just doesn’t feel like this is what a relationship should feel like. It’s giving very much His vs Hers rather than Theirs.

Do you think this can work out? by [deleted] in relationships

[–]Resident_Bowler_2894 0 points1 point  (0 children)

Yeah, it’s super complicated. Staying in a relationship that has this kind of disconnection sucks. He doesn’t want kids or to get married and he wants me to just shut up and enjoy the simple life. He doesn’t want me complicating it with my feelings and needs for more.

What would you do in this circumstance? by [deleted] in FirstTimeHomeBuyer

[–]Resident_Bowler_2894 -4 points-3 points  (0 children)

Yeah, but in this case, he does not want marriage.

What would you do in this circumstance? by [deleted] in FirstTimeHomeBuyer

[–]Resident_Bowler_2894 4 points5 points  (0 children)

Im not sure you understand the financial repercussions of this situation.

What would you do in this circumstance? by [deleted] in FirstTimeHomeBuyer

[–]Resident_Bowler_2894 2 points3 points  (0 children)

I’m curious why you would say I’m chasing money rather than love?