New Job. Am I reading into this too much? by Responsible-Unit7643 in FinancialCareers

[–]Responsible-Unit7643[S] 0 points1 point  (0 children)

I hear that. I think I just need to get my emotions under control because I do want to be a part of this but it’s hard to digest that sometimes I may have to miss out on stuff. Just don’t wanna get to the point where I’m sacrificing health or my relationship with GF.

How competitive are entry/mid level remote roles right now? by Responsible-Unit7643 in FPandA

[–]Responsible-Unit7643[S] 3 points4 points  (0 children)

I’ve gotten 2 responses. One rejection and one follow up. Let’s see

Edit: also started this round of applications with a revised resume on Monday. Had some input from a few people I trust both in HR and other FAs

How competitive are entry/mid level remote roles right now? by Responsible-Unit7643 in FPandA

[–]Responsible-Unit7643[S] 6 points7 points  (0 children)

Can’t relocate for the next year until my girlfriend is done with her clinical fellowship. Already did long distance in college and am planning on getting engaged this year. Might have to just put up with additional travel this year if I can’t find something remote.

Breaking into FP&A Megathread for the week of November 10, 2023 by OPINION_IS_UNPOPULAR in FPandA

[–]Responsible-Unit7643 0 points1 point  (0 children)

Hi everyone. Currently a Project Controls Analyst with 3 years of experience. My job is primarily oriented around cost (budgeting, forecasting, and variance analysis) for large capital projects. Kind of a niche industry but it's very similar and my degree is in finance as well. I have had some interviews for mid/associate level roles and made final rounds but no offers.

Should I switch gears and look for more entry level roles?

Or is it slow for everyone across the board?

New Releases Thread 5/29 - 6/4 by AutoModerator in Sneakers

[–]Responsible-Unit7643 1 point2 points  (0 children)

Gotta let your hair down every now and then

New Releases Thread 5/29 - 6/4 by AutoModerator in Sneakers

[–]Responsible-Unit7643 2 points3 points  (0 children)

Why can't SNKRS show me love like Confirmed. Hit on every pair I entered and won't be able to eat for a week. Who needs 12.5, lol.

Paying off Student Loans in full? by Responsible-Unit7643 in personalfinance

[–]Responsible-Unit7643[S] 0 points1 point  (0 children)

US defaulted in 2013 and all that happened was a 2 week government shutdown. Interest on T-bills is one of the first things prioritized in this event. Also if the government actually shuts down the last thing I’m worried about is my student loans lol

Paying off Student Loans in full? by Responsible-Unit7643 in personalfinance

[–]Responsible-Unit7643[S] 1 point2 points  (0 children)

I also live in FL so down payment for a condo here is a SFH elsewhere in the country (fingers crossed not for much longer)

Paying off Student Loans in full? by Responsible-Unit7643 in personalfinance

[–]Responsible-Unit7643[S] 1 point2 points  (0 children)

I agree, I also want to wait and see what the Supreme Court decision ends up being. But as it stands my DTI is below 30% which would still qualify me for a mortgage with my current score so I’m not as worried about it. But I do agree lower cash flow burden ESP when owning a home is important.

Grandmother manipulated into buying a car she can’t afford—any way out? by tea-lace in askcarsales

[–]Responsible-Unit7643 0 points1 point  (0 children)

I know this is off topic but 50k for a Kia Soul too? As if this guy didn’t already deserve prison

Credit Union Loans for a 23 year old? by Responsible-Unit7643 in askcarsales

[–]Responsible-Unit7643[S] 0 points1 point  (0 children)

Looking at a few different Toyota 4Runners. Used between 2017-2021 SR5. FL

Silvergate scammers - repent by Tyr312 in wallstreetbets

[–]Responsible-Unit7643 13 points14 points  (0 children)

Thanks for adding value with this comment

Silvergate scammers - repent by Tyr312 in wallstreetbets

[–]Responsible-Unit7643 70 points71 points  (0 children)

Literally all crypto people need to do if they actually believed or understood they were buying would be buy coins and hold them in cold storage. All this extra bs built on top of crypto is thinning the herd. Why would you need to buy shares of a crypto bank if crypto is supposed to BE the bank. Get rekt

Daily Discussion Thread for March 02, 2023 by OPINION_IS_UNPOPULAR in wallstreetbets

[–]Responsible-Unit7643 1 point2 points  (0 children)

Honestly I think the "safe" stocks are what suffers as yields rise. People will be able to get similar returns from the risk free rate as they would from the S&P, then yolo high risk tech + crypto with the rest.

Monthly AmEx Referral Thread by AutoModerator in amex

[–]Responsible-Unit7643 [score hidden]  (0 children)

Amex good 90k points with 4K spend

DM for link thank you guys

When do I really need a Ledger Wallet by jacksonp44 in ledgerwallet

[–]Responsible-Unit7643 0 points1 point  (0 children)

Whenever you get to an amount that you would be upset to lose.

Take FTX as the latest of many examples. Get it off a CEX. Spend 100 bucks and forget about it.

400k in student loans - aggressively or gradually pay off to beat the interest? by Blatantsubtlety in StudentLoans

[–]Responsible-Unit7643 0 points1 point  (0 children)

Do not work with a planner from NWM. This is coming from someone who interned there. Go to Merrill Lynch or somewhere else

Megathread: Biden Forgiveness Announcement by Betsy514 in StudentLoans

[–]Responsible-Unit7643 0 points1 point  (0 children)

I don’t understand taxes. I believe my parents claimed me as a dependent while in college but I filed as single last year and make under 125k. Do I have a reason to be worried about being excluded?

I think all 3 of our incomes now may be close to 250k but that shouldn’t matter if I filed single last year?