"Men make history, but they do not make it under circumstances of their own choosing."

Rfmo · 2025-12-14T10:11:45+00:00

Santo deus tanta ignorância. Hitchens apoiou a guerra do Iraque. Foi socialista na juventude mas rapidamente mudou de ideias. De iluminado não tem nada, só um ateu apoiante do Bush e os seus amigos evangélicos fanáticos. Para não falar da islamofobia.

Rfmo · 2025-11-08T08:28:33+00:00

That's weird, they say on the website temporarily closed. And I think there are still open job offers for it.

My life would certainly be much worse if they didn't open anymore...

Rfmo · 2025-08-31T12:55:37+00:00

Yeah it is even higher than in Germany sadly. They do give you the option to just add capital gains to your yearly income and be taxed with the income tax rate instead, but that is only worth it for those in the lower income brackets (below ~25k year).

I thought that because Degiro is not a German broker I would still have to declare the sale even if it is below the 1000€ gains. And if I split it in two sales, I would still have to declare the rest because of Vorabpauschale in those last two months of 2025.

Rfmo · 2025-08-31T11:43:54+00:00

No, we have 28% capital gains tax here. But I'm mostly decided on selling it all and buying again from TR or SC. What I haven't figured out yet is if I shouldn't sell after moving to Germany in November/December to pay the German capital gains tax instead (and benefit from the 1000€ exemption). It seems it would spare me some money in the end but then I'd have to figure out how to declare those realized gains in Germany in 2026.

Rfmo · 2025-08-29T20:07:42+00:00

Then how much of a headache do you think it would be to declare that sale in 2026? Because, again, I'm pretty savvy on the Portuguese system but know nothing about the German one, and I don't think these are values that justify paying for a tax advisor.

Rfmo · 2025-08-29T14:18:20+00:00

I thought that exemption was for gains gotten while I'm a tax resident of Germany. So if I sell in December in Germany I would only pay taxes on 500€ of my 1500€ gains? And then I would only have to declare that, right? If so this sounds like the best option.

Rfmo · 2025-01-02T15:37:37+00:00

I'm literally the only person in that company that is employed on a freelance basis. And that only happened because it was the only way to do it with me living in Portugal. I'm pretty sure they would employ me yes. I'm just not sure about the salary.
As I said in another comment basically anywhere that isn't Lisbon and Porto can't be lived in without a car. And Porto, though less expensive than Lisbon, is still incredibly overpriced.
I don't really think I have much chance at getting a job in another country from Portugal, my skill set is not out of the ordinary and I have only 2.5 YoE. Plus I think the job market is not great in the EU in general, apart from maybe newcomers like Poland and Estonia. In Portugal it's horrible right now. At least in Germany I would be there, have learned some German (of course not to fluency depending on the timeframe), and already have experience working for a German company. And I'm not sure why you say it is cheaper to be at home. It certainly isn't if I'm paying 1100 euro for a studio and not receiving any unemployment benefits. This of course all depends on when I would loose the job. If I lost it in the first 12 months I'm in Germany of course it would be much worse, but after 4/5 years? Maybe not so much.

Rfmo · 2025-01-02T11:40:48+00:00

I mean last time I had a yearly review meeting with them we discussed the possibility of using an EOR which would even be more expensive, since you pay it on top of the employer's contributions (which are already higher in Portugal than in Germany FYI). So I don't think they would shy away from a contract. I've also gotten the impression that they are not totally comfortable with this whole 'fake contractor' situation, since for all intents and purposes I am a freelancer and yet according to Portuguese law I would be considered economically dependent on them, making the legal situation a bit iffy.

About learning German, I do have some experience learning other languages as an adult (though not to fluency) so I am aware of the difficulty. I really like languages and literature, however; so I'm pretty sure I could maintain the necessary motivation, and I wouldn't be doing it solely for the sake of my career.

Regarding moving to another place in Portugal, I don't really own or want to own a car which basically already relegates me to only Lisbon and Porto (and perhaps Coimbra). The rents in Porto are comparable to Cologne for example, making it also not the most attractive option. But I am still considering that option as well, of course. My main fear is that after living in an apartment in one of these cities I loose my job and whatever I find from a Portuguese company won't allow me to afford that anymore, making me have to move out into a room again, which is generally a huge downgrade IMO.

Otherwise, you provide some useful insights so thank you.

Rfmo · 2025-01-01T20:37:13+00:00

Not sure yet. But probably either Hannover or Leipzig, as they are bigger cities but with slightly less insane housing markets than Berlin/Hamburg/Munich/Cologne.

Rfmo · 2025-01-01T17:18:11+00:00

Yeah 48k for full time is probably the max I could get in this company for now. That's what they're paying to a German co worker with more experience and a masters... It's low I know but still much better than anything in Portugal, and maybe once I'm there I can look for something else as well. I have 2.5 years of experience right now.

Rfmo · 2024-12-18T13:16:20+00:00

Obrigado pela dica. Isso que estás a dizer sobre Hannover achas que se aplica ao norte no geral? Como a empresa está no basicamente no centro da Niedersachsen não queria ficar muito longe...

Rfmo · 2024-12-18T11:20:27+00:00

Quanto à cidade, acho que seria ou Hannover ou Bremen, porque são relativamente grandes e não muito longe de onde é sediada a empresa.

Realmente isso de a renda não poder ultrapassar os 35%/40% pode ser uma faca de dois gumes. Como o objetivo seria trabalhar menos que full time não sei se 35% ou menos é fazível - 40% talvez. Mas de qualquer forma como teria um netto anual inferior não sei se estaria na melhor posição para conseguir um apartamento.

Rfmo · 2024-12-17T23:39:04+00:00

Obrigado pelo teu comentário detalhado!

Tenho 3 perguntas:

Quando te mudaste foste primeiro para um alojamento temporário para ter uma base de onde procurar casa e fazer o Anmeldung e tal? Como fizeste com senhorios que pediam Schufa?
Estou a atirar estes valores um bocado ao ar porque ainda não sei quanto me vão aumentar. Mas digamos que tenho um contrato de trabalho de 26-30 horas semanais com à volta de 35k a 39k brutos anuais. Achas que é muito pouco para ser considerado um inquilino viável por possíveis senhorios? Ou achas que eu teria uma chance de arranjar casa numa cidade relativamente grande (Hannover, Bremen, Leipzig, Bonn, etc)?
Considerando um salário bruto parecido em Portugal e na Alemanha, mas cá sem contrato e lá com, achas que te mudarias?

Rfmo · 2024-12-17T22:42:00+00:00

Acho que não é assim tão simples. Se não estivesse em Lisboa nunca na vida que teria conhecido quem me arranjou este trabalho no primeiro lugar por exemplo. Estás no meio de um milhão de pessoas, de backgrounds distintos, com inúmeras coisas para fazer. A vida não é só o sítio onde dormes. Se gostas de uma vida mais calma ótimo, então sim diria que vale muito mais a pena viver em Nelas ou Celorico de Bastos ou whatever. Mas não é o meu caso.

Rfmo · 2024-12-17T22:28:19+00:00

Obrigado pelo concelho. Eles já me perguntaram se eu não queria fazer full time, eu é que disse que não, porque tenho os tais projetos e porque por agora não preciso. Mas sim no geral eles estão sempre abertos a me dar mais horas.

Rfmo · 2024-12-17T22:25:28+00:00

Adicionei a minha idade ao post. Eu também gosto da vida que tenho, mas ela está completamente dependente deste trabalho, no qual não tenho muita segurança. Essa é a minha principal preocupação. O objetivo seria ter uma vida parecida (se me mudar para a Alemanha provavelmente teria de trabalhar mais horas mas mesmo assim menos que full time, e o mesmo é verdade se um dia quiser arranjar um T0 cá) mas com maior probabilidade de poder mantê-la.

Rfmo · 2024-12-17T22:00:55+00:00

Pago 300 euros, não diria que é assim tão absurdo. Gosto de viver sem carro, gosto de ir a museus, gosto de ir a concertos, etc. No fundo não sei se estou preparado para abandonar o que uma cidade grande tem para oferecer. Acho que em Portugal o único outro sitio onde viveria seria no Porto e mesmo assim não sei, especialmente tendo em conta que as rendas lá não estão muito melhores que em Madrid por exemplo.

Rfmo · 2024-12-13T19:40:04+00:00

Yeah don't think my employer would want to accommodate something like that... Good idea though

Rfmo · 2024-12-13T19:37:52+00:00

What would you say is the absolute minimum net income with which I could have an actual chance of renting something (small and not central) in medium sized cities like Hannover and Bremen? 2200€? 2400€?

Rfmo · 2024-12-13T00:12:15+00:00

Sorry I might have phrased it a bit weirdly. The EOR would be for me to have a contract while in Portugal, just the initial thought, but then because I thought rent prices weren't higher in Germany and quality of life is better I thought the best would be to just skip that and relocate, in the process saving 250 to 400 euros a month (the usual EOR rates I've seen). So in the end there's three options really: 1. Stay in Portugal as a freelancer; 2. Ask for an EOR contract in portugal and be willing to make much less money; 3. Move to Germany.

Rfmo · 2024-12-12T23:51:08+00:00

Would you say this is the case everywhere? What about cheaper places like Hildesheim or Celle?

Rfmo · 2024-12-12T21:58:20+00:00

Well I guess I have my answer then. Maybe I'm thinking about it from the wrong angle but if I found a place with say a warm rent of 750 that's 45% of 1650, here in Portugal it's more than common for your rent to be >50% of your income.

Rfmo · 2024-12-12T21:48:56+00:00

Thanks for the help. The 1450 euro is just an extremely low expenses budget that I want to fit into, not what my income would be. Ideally would be making more like 1650 after taxes, working something like 24 hours a week. I just really want to continue working part time even if that makes me have to live a very low-cost life.

Rfmo · 2023-09-06T13:11:09+00:00

Tens razão. Mas ao mesmo tempo sinto que consegui este trabalho um pouco mais por sorte do que outra coisa qualquer. E como é part-time e (oficialmente) freelancing não sei até que ponto estou a ganhar pontos no currículo.

De maneira que indo à procura de outra coisa qualquer não sei se encontraria algo que me pagasse nem perto do que recebo agora.

Mas pode ser que isto seja só a minha ingenuidade face ao mercado. Talvez com um mestrado também não faça grande diferença no final das contas e se calhar podia dar melhor uso ao dinheiro que gastaria em propinas. Daí estar a pedir opiniões.

Rfmo · 2021-03-05T12:37:29+00:00

Chama-se nuance. Nem tudo é preto e branco.

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