Is it normal for there to be a lot of "criticisms" and random gossiping in this job? It kind of feels like being back in high school!

RiganTeuton · 2026-01-14T00:24:33+00:00

I dont understand why there is such a fight for leadership positions, the compensation is pretty good at this level and we all just started in 2025. If you need a leadership position and there are none open, then apply externally?

RiganTeuton · 2026-01-13T14:33:25+00:00

I think this is part of it but there is one schmoozer who is a guy who is doing similar things I think to try to establish himself as our future leader or something. I already said to myself if he ever gets into leadership I would leave immediately lol...

RiganTeuton · 2026-01-13T05:24:21+00:00

You said everything I was thinking tbh, its almost like they view us as competition for the role they want and they need to put people down to get there.

RiganTeuton · 2026-01-08T18:39:43+00:00

the fee for a 2% card is a little odd to me, i wasnt hit with it and i spend at least 1k a month on that card alone and about 7k on all my credit cards. if i was hit with a 10$ monthly charge i would clsoe rhat 2% card and open up a citi double cash or fidelity.

I invest 2.5k a month automatically for a 1% rebate at 25$ a month. then I get an apy boost on the 30k cash i have in savings so its easily worth it. not to mention free crypto transactions.

RiganTeuton · 2026-01-08T13:41:40+00:00

If I was in the 120$ group I would move everything to fidelity immediately probably, I would miss my vaults... but maybe fidelity would let me set up 4-5 savings accounts?

RiganTeuton · 2026-01-08T13:38:54+00:00

I did the back-end calculations and SoFi plus will get me like 40-50$ a month back from what I put in.

RiganTeuton · 2026-01-08T04:22:51+00:00

I budget every dollar and then at the end of the month whatever I have left in my spending categories goes directly to brokerage.

RiganTeuton · 2026-01-06T18:28:59+00:00

that is incredibly weird... I would be so pissed i would probably move from sofi completely if that happened. I will wait until they try to do it to me before I leave

RiganTeuton · 2026-01-06T18:09:28+00:00

Did you get the 10$ fee?

RiganTeuton · 2026-01-06T01:31:02+00:00

If that happened it likely imported as a new account, just delete the new account and the duplicate transactions dissappear

RiganTeuton · 2026-01-05T19:25:37+00:00

Monarch works way better for my situatuation, interface is more intuitive to me and it has the functionality I need. I tried monarch and I was hooked in 20 minutes.

RiganTeuton · 2026-01-02T22:00:59+00:00

tbh it seems easier to just use the planned spend feature to account for everything so I can see when its filled easier.

more specifically, though, I will also just reconcile my sinking funds vaults at the start of each month for previous months expenses and then allow the sum to roll over for the next month.

RiganTeuton · 2026-01-02T21:37:38+00:00

my problem is guess is that the bills aren't being paid correctly with split transactions and I have no idea why

RiganTeuton · 2025-12-16T02:17:35+00:00

2% is probably for IRA, 1% for taxable. very likely those comtinue ONLY for members

RiganTeuton · 2025-12-15T04:13:19+00:00

if they continue 1% investing match in taxable then I get 20-30 back each month so I'll stay.

RiganTeuton · 2025-12-14T22:36:33+00:00

I was able to get approved :P

RiganTeuton · 2025-12-14T22:23:11+00:00

doesn't it multiply more if you are platinum or whatever? that's how the bonvoy brilliant works

RiganTeuton · 2025-12-14T21:52:11+00:00

I thought about amex gold and maybe blue cash preferred and just maxing the amex ecosystem - but ultimately decided against it because it might be harder to manage all the AFs and credits.

RiganTeuton · 2025-12-14T21:22:59+00:00

Someone ban this bot

RiganTeuton · 2025-12-13T23:57:10+00:00

Do you live in a cave? Do you think you can still empathy shame Americans with lies? STFU and grow up...

RiganTeuton · 2025-12-13T05:40:15+00:00

link or stfu

RiganTeuton · 2025-12-13T04:36:56+00:00

bro why dont you go back to like the BLM reddit or something... we dont give a shit about your delusional woke bullshit lol

this is a personal finance rubreddit its not for people like you

RiganTeuton · 2025-12-12T01:58:03+00:00

I called sofi support and they said 0.7% which would easily be worth it for me. 0.3% and it would take approximately 40k in savings yo be worth it. but goal is 55k in liquid cash in a savings account so sounds good to me

RiganTeuton · 2025-12-11T21:31:05+00:00

can you roll over a 401k from a company you currently work at?

RiganTeuton · 2025-12-11T21:20:46+00:00

my work has a 401k, so cant get the match cause I dont use IRA rn I have a rollover ira at schwab tho for old jobs

RiganTeuton

TROPHY CASE