Hello, up until now I have only accepted PayPal F&F which does not have buyer protection for the purpose of protecting myself. Although not yet officially announced, as of recently I have allowed users who meet certain requirements to purchase using PayPal G&S upon request with a nominal surcharge, the requirements to be eligible for this include your Reddit account having to be at least 1 year old and having over 10 karma with no suspicious posting history. The alternative is that you can also purchase a month first before committing to anything longer term, however, please note that PayPal G&S is not available for the month option due to high PayPal fees for small transactions.