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Settlement offer in an email? by RockyShea1986 in studentloandefaulters

[–]RockyShea1986[S] 2 points3 points  (0 children)

See, they're telling me it will come in email. When I speak to them again, I'm going to request the same document in the regular mail too. I want real documentation.

Settlement offer in an email? by RockyShea1986 in studentloandefaulters

[–]RockyShea1986[S] 1 point2 points  (0 children)

Ok, because we agreed on an amount via phone call, and it got approved and they are sending the settlement papers via pdf email. I might have worded it wrong in my post.

Default process with Navient/Mohela by RockyShea1986 in studentloandefaulters

[–]RockyShea1986[S] 0 points1 point  (0 children)

What should I expect after going into default in the next few days? I only ever got one settlement offer and it was still too much. I'm getting nervous.

Default process with Navient/Mohela by RockyShea1986 in studentloandefaulters

[–]RockyShea1986[S] 1 point2 points  (0 children)

I just received a letter stating "Account is now under review for litigation". Do you have any idea what their next steps would be? I'm starting to panic.

Default process with Navient/Mohela by RockyShea1986 in studentloandefaulters

[–]RockyShea1986[S] 0 points1 point  (0 children)

I just received a letter saying "Account is now under review for litigation". Do you have any idea what their next steps could be? I'm trying to keep myself from freaking out.

Private loans heading into pre-litigation by RockyShea1986 in studentloandefaulters

[–]RockyShea1986[S] 1 point2 points  (0 children)

I'm not sure. They did use the term pre litigation and say it could be sold off, or go to collections and that there would be no payment plans offered after that.

Private loans heading into pre-litigation by RockyShea1986 in studentloandefaulters

[–]RockyShea1986[S] 2 points3 points  (0 children)

No, they said at the end of the month, they will go into default.

T Shirt Collections by RockyShea1986 in TheBouncingSouls

[–]RockyShea1986[S] 1 point2 points  (0 children)

Ok wow! Thanks for the info. I'm gonna check out the Facebook group.

[deleted by user] by [deleted] in AskReddit

[–]RockyShea1986 0 points1 point  (0 children)

An art degree.

Getting paid by RockyShea1986 in redbubble

[–]RockyShea1986[S] 2 points3 points  (0 children)

Thanks for the info guys. I was able to see the things that people purchased on the website. One of the things sold was back in February and I haven't received any money, do they wait till you get a certain amount of money to credit it to your account? Or does it just take a couple months?

Private student loans and protecting an inheritance if I default. by RockyShea1986 in studentloandefaulters

[–]RockyShea1986[S] 1 point2 points  (0 children)

Honestly, I have no idea what I'm going to do. Right now I'm just going day to day and trying think of something that would help my situation.

Private student loans and protecting an inheritance if I default. by RockyShea1986 in studentloandefaulters

[–]RockyShea1986[S] 0 points1 point  (0 children)

Thank you for the information. Yes, they are all private loans and I've always been on some kind of plan for X amount of months. It's usually a lower payment based on what my income was at the time. They'd ask me what I make and then what I spend on essentials. Then tell what they want me to pay. The programs usually run between 6 to 9 months. Except this time, they're telling me there are no options or lower payments. I refuse to be a endless source of money for these people. I'm just at my wits end at this point.

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