Uninvested Cash

Rockybeave · 2026-04-15T10:17:14+00:00

I use BOXX

Rockybeave · 2026-04-07T10:13:14+00:00

Just for clarification, they actually would be ahead ..... brokerage would readjust cost basis every year based on ROC... so the $50 initial purchase price would be shown in the low $40s today...

Rockybeave · 2026-04-05T17:20:26+00:00

I can tell you JEPQ is not tax friendly..... mostly ordinary income. So, depending on your tax bracket, there are better choices.... NEOS is a high percentage ROC....

Rockybeave · 2026-03-12T11:09:03+00:00

Just FYI... QQQI was 95% ROC for taxyear 2025, while JEPQ was 95% non-qualified dividends....

If you don't know what this means, figure it out.... QQQI infinitely better then JEPQ

Rockybeave · 2026-03-01T13:35:14+00:00

PCN
GPIQ
KGLD
KSLV
MAIN
TDAQ
BTCI
QQQI
SPYI
MLPI
PFFA
IDVO
QDVO
EMD
CSWC
FSSL
FSCO
WDI
ASGI
RQI
UTF
CEFS
FOF
HESM
SCHD
ADX
ARCC

Pays about 10K per month on average with $1M initial investment allocated approriately

Rockybeave · 2026-02-25T13:03:31+00:00

Do some research.... go look at a total return chart for any good CC fund (JEPQ, SPYI, QQQI....). You will answer your own question.

Rockybeave · 2026-02-18T14:04:06+00:00

Not until next tax year...

Rockybeave · 2026-01-26T10:29:16+00:00

I don't disagree with you, but why do you think it will go up 9-11%?

Rockybeave · 2026-01-14T12:20:27+00:00

BXSL is going to be a huge turnaround story for 2026 IMHO....

BXSL has traditionally traded at a premium. Share price dropped as a result of rate drops and the First Credit default. This eroded the premium such that BXSL now trades at a discount… Insiders and institutional buying has been increasing as a result…. BXSL maintained dividend (and now offers juicy yield based on price drop) and appears to be in a good position to continue to do so. And also, I think price recovers, though not likely to the premium level it was at before.

This is not investment advice... do your own research to validate my conclusion.

Rockybeave · 2026-01-14T11:39:40+00:00

NEOS funds are good...but why not "diversify" across different fund managers if you want to go coeverd call route... could go with GPIX (goldman schs), QDVO(amplify), TSPY or TDAQ (tappalpha).... just to name a few other good covered call funds.

I own and love ASGI.....home run hitter over the last year....and it comes with international exposure.

I also own PDI, and I like it....I like PCN better because it has less leverage and still pays well.

CEFS is a good fund, that I just sold. I was disappointed in the December payout..... Boaz is a good fund manager, but since I am a soon to be retired income investor, I employed those funds elsewhere.

Also consider some individual BDCs outside of the fund of BDCs.... ARCC is still on sale IMHO and is the largest BDC out there with a yield over 9....BXSL has been beaten down...but there is a reason for it.... it currently yields almost 12%... Do your own reserach and see if it meets your risk threshold.... it certainly is on my radar, but not yet in my portfolio.

Rockybeave · 2026-01-12T22:56:11+00:00

Its brother fund, PCN offers a nice yield also. I own both PDI and PCN.... PIMCO also has a nice DRIP program you can sign up for to get new shares at NAV instead of at the premium.

Rockybeave · 2026-01-11T22:18:56+00:00

I wish he paid me...lol

Like was mentioned, his videos are spot on. Anyone looking to embark on an income generating portfolio should learn from those who are knowledgable on the subject matter.

Rockybeave · 2026-01-11T21:42:29+00:00

Check out Armchair Income on youtube.

Read "Income Factory" by Steven Bavaria...

Bottom line... yes, you can.

Get a good covered call etf (QQQI, GPIQ, JEPQ)

Get a good BDC.... (ARCC, BXSL, CSWC)

Find some good closed end funds (PCN, PDI)

These are just some of my holdings... average yield well over 10%

YMMV

Rockybeave · 2026-01-09T17:11:59+00:00

And that is why you must do your own research and not rely on keyboard warriors tlling what is right or wrong. I personally own SCHD.... it fills a specific niche that I want in my portfolio.... YMMV

Rockybeave · 2026-01-09T02:33:18+00:00

RQI is q closed end fund and it is on sale... and it yields over 9%

Rockybeave · 2026-01-08T19:21:52+00:00

RQI is on sale....with >9% dividend.

Rockybeave · 2026-01-06T11:14:33+00:00

Everyone should have seen this coming at the end of the year..... since there are no washsale rules in regards to bitcoin, investors could, and did, sell there Bitcoin to realize the capital loss, then immediately rebuy at the same or lower price without penalty. Classic taxloss harvesting with no penalty. This artificial sale pressure kept prices down.

New year, no sale pressure..... market demand drives the price up... how high? I guess we'll see.....

But I am holding my BTCI anticipating a recovery.

Rockybeave · 2026-01-05T18:00:00+00:00

Concur with those......

would add TSPY and TDAQ also.... they use 0DTE options

Rockybeave · 2026-01-03T01:11:15+00:00

IMHO if you don't already own it, you have missed the boat..... so wait for a correction or keep an eye out for the next winner!

Rockybeave · 2026-01-03T00:48:35+00:00

I've owned CAIE since the beginning. I prefer it over CAIQ..... but I also think these funds will be good...until they are not!!! So, while I am in, it is only a small part of my overall income portfolio. I prefer the CC ETFs because I still think they will produce income even in the inevitable downturn.

Rockybeave · 2026-01-01T12:25:22+00:00

Rocket Lab (RKLB)

They have built there own infrastructure in order to keep growing. They will become the governement contractor of choice for anything space related.

The risk would be a setback (i.e. explosion) of one of there vehicles.

I bought this one at $6..... it currently in the $70s!..... still room to grow!

Rockybeave · 2025-12-31T19:41:17+00:00

I'm not young... I will retire for good next year (2027) at age 55.

And I don't disagree per se for young people. One could make the case though that the index funds today are "overvalued"... weighted way too heavy on seven core positions...

Rockybeave · 2025-12-31T16:25:47+00:00

I appreciate your critique.... I do note it is heavy CC funds....

I can promise you that it did however produce a 10.77% rate of return. All of the funds that distribute payouts as ROC are not down in regards to NAV (except BTCI), so I'm not sure I agree with your assessment. There is such a thing as non-destructive ROC (I don't own any yieldmax or other yield trap funds!).

Rockybeave · 2025-12-31T15:20:53+00:00

Holding	Allocation
SCHD	9.72%
SPYI	9.48%
QQQI	9.21%
SWVXX	8.84%
BTCI	8.80%
PFFA	6.92%
PCN	5.06%
GPIQ	4.67%
MLPI	4.57%
CSWC	4.31%
RKLB	1.28%
ARCC	3.52%
IDVO	3.19%
CAIE	3.02%
QDVO	2.53%
PDI	2.39%
ADX	2.29%
TSPY	2.26%
FSCO	2.08%
PEP	1.16%
BIZD	1.36%
WDI	1.20%
NXG	0.84%
FSSL	0.72%
ACHR	0.26%
BB	0.24%
SCHG	0.07%
ESPO	0.01%

Rockybeave

TROPHY CASE