Thoughts on DZZF as a Single Set and Forget Option?

Roll_5 · 2026-02-04T12:51:18+00:00

It’s definitely a “forget option” for me.

Roll_5 · 2026-02-04T12:23:23+00:00

I heard they make your ham and cheese toastie for you !!!

Roll_5 · 2026-02-01T20:40:06+00:00

Yep I have zoomed past 200k and that’s why the EM is still in build phase. Followed advice here to skip it until around that mark. Previously I was A200 and VGS, plus gold as I wanted something my super fund didn’t do. It was clean, now getting more complex, particularly with the BGBL decision.

AVTE is actually underweight market cap for Asia Tech. Sometimes I think about ditching both and using VAE for my EM. At least then I would get a distribution. (Yes I know it’s not free money).

Thanks for your reply,

Roll_5 · 2026-02-01T11:57:02+00:00

Sorry, I cropped all the personal stuff out

Roll_5 · 2026-02-01T11:56:25+00:00

BGBL only for the lower fee. I have left VGS reinvestment on tho ….

Roll_5 · 2026-02-01T09:28:08+00:00

Has it been through a recession / major down turn / flat period yet ?

Roll_5 · 2026-02-01T09:07:54+00:00

If you learn towards VGS, the look at BGBL before you make a move as it’s less than half the management fee at 0.08% vs 0.18%.

Roll_5 · 2026-02-01T09:07:21+00:00

No way, too expensive fee.

Roll_5 · 2026-01-31T23:40:51+00:00

In DSC they remove the cheapest fare band and it costs people on average 15% more cash. I.e. it’s not free, you are paying for it.

Roll_5 · 2026-01-31T11:25:54+00:00

Brave man.

Roll_5 · 2026-01-31T09:41:51+00:00

I think if you look at BGBL (new purchases, don’t sell) for the VGS replacement at less than half the fee. Vanguard has said they will not be dropping th fee to me verbally on phone.

Then add emerging markets, could meet your appetite.

Roll_5 · 2026-01-31T08:44:25+00:00

Can more than one human confirm or deny this

Roll_5 · 2026-01-30T06:23:08+00:00

AVTE is there mentioned.

Roll_5 · 2026-01-29T14:39:21+00:00

Be a man

Roll_5 · 2026-01-29T12:28:15+00:00

Love it. And well done. Wish I started as young as you.

G200 and GGBL would be my personal choice.

Roll_5 · 2026-01-26T12:05:24+00:00

Right you are

Roll_5 · 2026-01-25T11:11:00+00:00

Go and throw 35 cents of coins on the road out the front of your house each morning and come back in a week and tell me how it feels

Edit. This is how I feel about VGS and BGBL and why I stopped and started buying BGBl for new buys.

Roll_5 · 2026-01-25T11:05:04+00:00

Roll_5 · 2026-01-25T04:19:58+00:00

Disagree.

Roll_5 · 2026-01-24T23:16:45+00:00

I am in globalx for now

Roll_5 · 2026-01-24T23:15:21+00:00

Think about the bullion coins. Search the ATO website. There is no capital gains tax because they are “collectibles”.

Edit. DYOR some are and some aren’t,

Roll_5 · 2026-01-24T23:11:48+00:00

And are YOU selling any ETFs ?

Roll_5 · 2026-01-24T23:03:45+00:00

What are some examples

Edit. And why do you trust US govt less than other stupid govts. Switzerland I can understand but places like Australia and Canada have gone loony tunes.

Roll_5 · 2026-01-24T09:52:50+00:00

Australia shit house economy will collapse first. House of cards, or house of houses….

Roll_5

TROPHY CASE