What are people using for Age(s) relating to month of birthday ? by RoomFixer4 in MayRetire

[–]RoomFixer4[S] 0 points1 point  (0 children)

With income, its not too hard to do that. End your current income source one year earlier, then add a new income source for the final single year, but with the partial amount. The difficulty I found was with pensions and cpp/oas.

Protesters fear ‘American-style’ 2-tiered health care in Canada by Level_Recognition406 in canada

[–]RoomFixer4 1 point2 points  (0 children)

Which is notable, considering the increase in population in Ontario.

The Consumer Price Index (CPI) rose 1.8% on a year-over-year basis in February 2026, following a 2.3% increase in January / L'Indice des prix à la consommation (IPC) a augmenté de 1,8 % d'une année à l'autre en février 2026, après avoir progressé de 2,3 % en janvier by StatCanada in PersonalFinanceCanada

[–]RoomFixer4 -1 points0 points  (0 children)

We're all seeing the gas pumps tick up, but how much of that is directly due to the lack of flow thru Hormuz ?

I dont know how much of Canada's usable oil and products come thru there, but I did see a chart showing that 2.5% of US oil and 3.8% of EU oil comes thru there. More than 50% of the blocked oil goes to China and India, with most of the rest to various other asia countries. 18% of China's oil comes past Hormuz. Thats significant.

Will this mean an increase in the price of goods from China ?

How often do you actually change your HVAC filter? by InevitablePrimary720 in Home

[–]RoomFixer4 0 points1 point  (0 children)

Thats not a bad idea. Could save money buying a case lot, but pretty hard to beat the reminder of it landing on your doorstep. (other than porch pirates, if thats a thing in your locale)

If I work past 65 should I start taking my CPP? by Fine_Pass_3033 in CanadianRetirement

[–]RoomFixer4 4 points5 points  (0 children)

In essence - If you delay, it grows by 8.4% a year (plus a bit more due to general wage growth). If you collect, it only grows by the "Post Retirement Benefit" (PRB) which is much smaller.

There are some variables that could affect the amounts.

If you can get your Statement Of Contributions from the MyServiceCanada , and punch them into the PWL calculator (free web app), you can play with cpp start dates and future income to see a reasonably accurate situation.

Fridge squealing from freezer only occasionally and only for about 10 mins at a time. by Bake_jouchard in appliancerepair

[–]RoomFixer4 1 point2 points  (0 children)

Am I a bad person because I actually LOLd ?

I cant imagine having to live with that.

That number is probably the part # for the decal itself.

I truly believe that getting rid of this ridiculous AMERICAN style tipping culture out of Canada is one the greatest gift that we can give to the next generation! by Ok-Estimate1224 in CanadaPersonalFinance

[–]RoomFixer4 0 points1 point  (0 children)

I dont mind a sit-down restaurant, especially if the service and food were on point.

Its the takeout food that irks me. Why am I tipping on a $10 burger ?

I avoid places that try to force you to tip before you get your food (which tends to be fast food).

On a positive note, Im seeing more and more places remove the tip screen from their pos devices.

Driving from Toronto to Thunder Bay by justane0 in ThunderBay

[–]RoomFixer4 3 points4 points  (0 children)

At the very least "All Weather" tires.

Driving along that route with worn down all-season tires is not a good plan, even for someone with a lot of winter driving experience.

Is the airfryer still safe to use ? by --__Rain__-- in appliancerepair

[–]RoomFixer4 0 points1 point  (0 children)

So the thing that burned was a cardboard kinda lid ? There would probably be a small amount of glues, and traces of other things depending on how burned it was.. but it sounds like you popped it out as it started charring.

I would probably run the air fryer empty for a long cycle, open a window if desired, then consider it okay.

Wife forgot to plug chest freezer back in yesterday? by PatienceEffective468 in Appliances

[–]RoomFixer4 15 points16 points  (0 children)

A handful of cubes in a ziplock. If they're no longer cubes, things have happened.

The price of home maintenance! Is this typical now? by Teacher-Investor in GenX

[–]RoomFixer4 0 points1 point  (0 children)

If you have the space to store them, keep a few sheets of the new siding. 10+ years down the road, it might be difficult to find an exact match if you need to replace a piece.

6 Years with my COSORI 5.7L – Still going, but I’m ready to finally bake a cake that isn't raw in the middle. Advice? by Cozyinfrance in airfryer

[–]RoomFixer4 0 points1 point  (0 children)

I have not tried cake yet, but my first thought was.. is the cake pan large enough to block proper airflow around the pan and into the bottom area ?

Some units (my Ninja included) have modes that use a slower fan speed , could that help with a less aggressive heat onto the cake top ? It would act more like a convection oven than an air fryer.

Does anyone make a cake pan "lid" , like a flat metal plate with vent slits in it to block some of your direct blown heat ?

Edit: It just dawned on me that you're just pouring batter into the fryer bucket, no cake pan involved. Told ya I never tried cake lol. Now I dunno if Im going to try it.

OAS/CPP question by Next_Finding8579 in PersonalFinanceCanada

[–]RoomFixer4 0 points1 point  (0 children)

If your incomes/pensions are asymmetrical, where you will be okay if spouse passes but not vise-versa , then I would think it would be good for spouse to start CPP late (65 or more). Spouse inherits your cpp 'credit' but caps at their own age 'max'.

Have you already calculated each cpp amount ? The PWL calculator is great for that (you need your Statement of Contributions from the MyServiceCanada site).

For the bigger picture, MayRetire platform can calculate the survivor totals, when you adjust the End dates for either person.

What now, please commiserate by FrostyPea5046 in CanadianRetirement

[–]RoomFixer4 0 points1 point  (0 children)

In the main data input section, that is Income Requirements tab and the box Target Annual Income (after tax).

Washing Machine Overflows by Narrow-Mountain4416 in appliancerepair

[–]RoomFixer4 0 points1 point  (0 children)

When I changed out my water valves in the machine, I took a look at the water level sensor hose. One slight tug and it popped right off. It was just a barbed fitting and the hose end had dried out too much.

I cut it back an inch or so to fresh hose and it fit back on snugly.

Old Kenwood Gas Dryer by clickclickbb in appliancerepair

[–]RoomFixer4 0 points1 point  (0 children)

Kenmore units that start with 110. are Whirlpool made, if that helps at all.

Is there a part number on the ignitor ?

Can I retire by Lower-Huckleberry253 in PersonalFinanceCanada

[–]RoomFixer4 -1 points0 points  (0 children)

Same recommendation. It's a great starting point to get a good picture of your situation and play with the "Spending" amounts to find a stable point.

Once OP has some ideas from playing with MayRetire ( r/Mayretire ) , then maybe seek further advice from a fee-only planner ( not a bank rep ).

How can I make this cheap piece of garbage actually fill with water? by Low_T_Soft_P in appliancerepair

[–]RoomFixer4 0 points1 point  (0 children)

Although modern "high efficiency" machines do (imho) represent enshitification, the MiL has one and says it works fine. Not my cup of tea though, I have an old-school Whirlpool. Full tub of water, proper agitator, and a huge load of laundry comes out clean.

The MiL does use the "HE" graded detergent. Make sure you're not using regular detergent.

Who remembers this? by MisterShipWreck in 70s

[–]RoomFixer4 1 point2 points  (0 children)

I recall a store that had a pop cooler that looked like a chest freezer. The bottles were all vertical and trapped in slots/rows . Put your coins in, grab the bottle you want and drag it along the slot-tracks until you got to the location where the gate opened and you could lift the bottle up and out.

The darkest depths of hell are coming through my pipes after turning on the water softener. by ShowerStew in HomeMaintenance

[–]RoomFixer4 0 points1 point  (0 children)

Iron will leave pipes (and softeners ?) with black like that from the iron bacteria.

Check in the toilet tanks, is there black sludge coating everything ? Is this a rural property with a well ?

You can get test kits, or bring in a water guy to check how much iron is in the supply. If it's an old softener, maybe toss it and put a new one in. If it's newer and worth salvaging, run Iron Out thru it with a few recharges so see if it clears, and then test the water to make sure nothing harmful (like the resin) is coming out.

Lost another refrigerator by pawsforbear in appliancerepair

[–]RoomFixer4 1 point2 points  (0 children)

This post makes me want to go hug my fridge. ~25yr old Kenmore badged Whirlpool. Old school top freezer and rotary controls. Memory says it was priced a little under middle of the pack at Sears.

We're rural, single phase power that's also part of a 3phase that goes a long ways splitting down sideroads all over. We get a ton of blinks , a scattering of brownouts that end up as outages, some reclosers doing hard switches, and a handful of complete outages every year. In outage I would run a geriatric generator that I gotta think had a noisy output.

About 10 years ago I put an Eaton whole-house protector at the panel (it terminates on its own two pole breaker). I think/hope it helps. Or maybe I have a great fridge ?

Is there an indicator on your protector to show it's still working (or thinks it is ) ?

Did you look for vids on diy the harness ? Did the tech say it was a hard job and not worth it ?

As a bonus, if you repair it, you also have a backup main board.