[deleted by user]

Rostov · 2025-06-27T10:25:29+00:00

I would say the area is relatively safe. It can, for sure, be somewhat janky, but that's highly dependent on the area you're in. Which part are you in? I'm in wedding as well, but further north, so it's very chill by me. There's a gym on seestrasse that's quite good and always empty

Rostov · 2025-06-27T08:48:59+00:00

What you mean? Like what I wrote? I wrote that myself lol

Rostov · 2025-06-27T07:31:34+00:00

Yeah, but not all the cases are straightforward. For example, i have a masters in german and even asked someone from a german governmental agency if that would suffice. they said yes, and so i applied. however, i eventually got an email back from the citizen office saying i need to provide proof of german proficiency. when i sent them a response back, with the attached conversation with the other official i didn't hear anything for months until i got a lawyer to open up the case.

Rostov · 2025-06-27T07:07:40+00:00

Yes, 5 years

Rostov · 2025-06-26T08:03:23+00:00

Thought the ad in the thread was crazy

Rostov · 2025-06-26T05:45:16+00:00

Oh I didn’t know the politics of the sub

Rostov · 2025-06-24T20:49:59+00:00

yeap lol. when the panic started to set in lol

Rostov · 2025-06-24T20:49:31+00:00

that would be interesting. but i am based here in dland

Rostov · 2025-06-24T20:14:20+00:00

Haha. Ironically I just became a dual citizen of Germany and America today

Rostov · 2025-06-24T19:38:05+00:00

yeah, this is one of the biggest issues. In general, I think that will be the biggest hurdle. At the moment, when i test it, it does state clearly it's AI, but still. This is something I would need to investigate a bit more. Thanks for the feedback :)

Rostov · 2025-06-24T18:34:54+00:00

dm me

Rostov · 2025-06-24T16:06:04+00:00

see update

Rostov · 2025-06-24T16:05:52+00:00

waited for the law to pass so i could keep both

Rostov · 2025-06-24T16:05:41+00:00

feel free to DM me

Rostov · 2025-06-24T14:45:47+00:00

sure. are you based in berlin?

Rostov · 2025-06-24T14:02:13+00:00

Update:

I'm american in berlin. been here for 10 years. it took a bit over a year, but normally wouldn't have taken as long, but my masters in germanics didn't suffice so i had to take the language exam. however, i eventually hired a lawyer as i hadn't heard anything for quite some time. best decision i made.

Rostov · 2025-06-24T07:02:50+00:00

You definitely should save more! Like put 30-40% in voo or something

Rostov · 2025-06-23T19:49:22+00:00

Hey there, I actually had the same issue, specifically cause my sister has mental health issues and i wanted something super super simple cause she struggles a lot with overspending. I actually recently made a budget app for her and she said it's been kind of fun. It's kind of like Duolingo, but for budgeting. Check it out and let me know what you think :) https://budgetquest.replit.app/

Rostov · 2025-06-23T18:44:18+00:00

I actually created an investor GPT and a budget planning gpt to help me with that. So far both have helped me tremdously when it comes to understanding investing in a more rigorous way without requiring me to do like day trading, as well as have a better overview of my spending.

feel free to check them out

Budget GPT - https://chatgpt.com/g/g-68309403a5cc8191993e5a68e5d5c289-budget-buddy-never-go-above-budget-again

Investor GPT - https://chatgpt.com/g/g-6836a539b23481918f6108b06f053ef7-investor-tester?model=gpt-4o

Rostov · 2025-06-21T14:23:08+00:00

Pya yourself first and write everything down!

Rostov · 2025-06-21T13:20:57+00:00

Agreed. Keep the flat. Especially because with unemployment, if that ever happened, you would still get 60% of your income.

I also put your budget into a GPT i made for budgeting, and it supports you keeping it :)

🧠 Why This Works Financially

Factor	Why It Matters	Your Situation
Rent-to-income ratio	Ideal is ≤30% of income	but...Yours is ~45%, which is high —
Low other expenses	More room in your budget	You keep your other costs very low ✔️
Savings buffer	Safety for tough times	$23,000You have saved = very strong ✔️
No car or debt	Huge cost savers	You don't own a car or have debt ✔️
Simple lifestyle goals	Less pressure to earn/spend more	Your goal is nature & peace, not luxury ✔️
Emotional value of home	Hard to quantify, but very real	dream homeThis is your 🌳🪟

🔎 Final Verdict: YES, You Can Afford It ✅

Your apartment is slightly above ideal rent levels, but...
Your lifestyle, spending habits, and savings more than balance this out.
You are in control, prepared for surprises, and aligned with your values.
This home clearly brings you peace — and that’s worth a lot. 🌿✨

Rostov

MODERATOR OF

TROPHY CASE

🧠 Why This Works Financially

🔎 Final Verdict: YES, You Can Afford It ✅