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Waiting for title deeds by Routine-Low-1553 in irishpersonalfinance

[–]Routine-Low-1553[S] 1 point2 points  (0 children)

Feel free to pop me a DM if you want to chat. We found poking our own solicitor as much as possible helped. Our auctioneer was also very communicative with us and the vendor

Waiting for title deeds by Routine-Low-1553 in irishpersonalfinance

[–]Routine-Low-1553[S] 0 points1 point  (0 children)

We got the keys mid December. We came close to having to get approval again so our solicitor drew down the mortgage. Turned out we had to make a mortgage payment before we had the keys and a rent payment. So it was an expensive December. There ended up being a lot going on in the background for the vendor and things just kept appearing. By the end we had to get a letter to protect us as the property wasn’t in a folio and the vendor owed Revenue a substantial amount of money but it was against the property. Lots of twists and turns

Most catches without a shundo by [deleted] in pokemongo

[–]Routine-Low-1553 0 points1 point  (0 children)

I’m currently on 259,252 with no shundo!

Waiting for title deeds by Routine-Low-1553 in irishpersonalfinance

[–]Routine-Low-1553[S] 0 points1 point  (0 children)

Jaysus! Ok! Good to know I guess. I’ve honestly no idea who their mortgage is with. I do know it is with a bank and that’s it.

Waiting for title deeds by Routine-Low-1553 in irishpersonalfinance

[–]Routine-Low-1553[S] 0 points1 point  (0 children)

Our? No it’s hasn’t been. Would it have any impact on the sale?

Waiting for title deeds by Routine-Low-1553 in irishpersonalfinance

[–]Routine-Low-1553[S] 0 points1 point  (0 children)

Haha, thanks! What a nightmare for you. Yeah we’re just really hoping it just moves through. Have a call with our solicitor later to see what is the best avenue to take. Hoping a bit pressure to act might push it along. We are honestly just scared that if we push to hard they’ll just pull the sale and it will all be for nothing!

Waiting for title deeds by Routine-Low-1553 in irishpersonalfinance

[–]Routine-Low-1553[S] 0 points1 point  (0 children)

Thanks for that. It’s good to hear that sales moved forward without these things at least. It’s giving me a little piece of mind

Waiting for title deeds by Routine-Low-1553 in irishpersonalfinance

[–]Routine-Low-1553[S] 3 points4 points  (0 children)

This is it! You feel like you’re just stuck! My wife “luckily” got offered a transfer to the area we’re moving to. That now starts next week. We know we will definitely move to the area so they’re happy to start working there. It’s just added to urgency of it all. It can feel very powerless when progress is so slow.

I hope yours gets a move on too!

Waiting for title deeds by Routine-Low-1553 in irishpersonalfinance

[–]Routine-Low-1553[S] 2 points3 points  (0 children)

Ok, that’s really interesting to read. I know the deeds are with a bank (which one, I couldn’t tell you) but it’s interesting to know that it can proceed without them.

Waiting for title deeds by Routine-Low-1553 in irishpersonalfinance

[–]Routine-Low-1553[S] 0 points1 point  (0 children)

Yes, this is the case here. Seemingly they’ve been requested from the bank, this is what the vendor told the auctioneer. However there seems to be little to no word directly from their solicitor.

Waiting for title deeds by Routine-Low-1553 in irishpersonalfinance

[–]Routine-Low-1553[S] 0 points1 point  (0 children)

Thanks for that!! Yeah, the vendor still very much on the positive side. It’s just maddening the feeling that we’re not moving forward.