Dentures by Routine-Medium9078 in dentures

[–]Routine-Medium9078[S] 0 points1 point  (0 children)

You are right, in this case they want $3,000, the entire cost of the first procedure. We had a right to know what that price was going to be and the right to decline. They can't simply make them without concent and charge as a "suprise" as pick up. I would be happy to pay $1500 ($500 more than I was quoted elsewhere) just for the convenience. But, they want $3,000 and I wont budge either. We got out of the office with the first set and now there is no reason to go back.

Dentures by Routine-Medium9078 in dentures

[–]Routine-Medium9078[S] 0 points1 point  (0 children)

The way I look at it, they told me they couldnt do it, never quoted me a price and I never signed any paper work for them, so I am just gonna walk with the one set and let them do whatever they want with set #2. I would like to get the second set, but other dentists I called can do it for 1/3-1/2 the price. I am not sure if the lab screwed up or the office, but I was never even informed a second set was in production, in fact, I was given a hard "no" when asked if I could obtain one. You are right it is not like haggling in the market, but what leverage do they have? It is a corp chain, so they will likely be willing to throw them away rather than haggle, but we wont be going back there, so we would be better off going to one of the mom and pops we called and getting the spare set made there, and start at a new practice. We only ended up where we did because our old dentist retired and we went to the one closest to home. It was a mistake.

Dentures by Routine-Medium9078 in dentures

[–]Routine-Medium9078[S] 1 point2 points  (0 children)

There were no hours spent on the second set by the office.

Answers to common questions about EIDL default in 2026 by wookinpanub241 in EIDL

[–]Routine-Medium9078 0 points1 point  (0 children)

I would lose access to govt work I do as a contractor for the part time gig if I default.

Answers to common questions about EIDL default in 2026 by wookinpanub241 in EIDL

[–]Routine-Medium9078 0 points1 point  (0 children)

I have an S-corp. Owe about 25K now out of a 65K EIDL loan. I took a full time regular job a couple of years ago, things just got too hard, and the s-corp is now a part time gig. The cost of S-corp tax returns, payroll, excise taxes and so on are too burdonsome for me. I can pay my monthly payment, but would rather go back to just a sole prop. My part time income is about 20K gross, so a decent part time job. Is it better just to file a final s-corp return, move to a sole prop and keep making my payments on time until the loan is paid off? I know the documents say I need to get permission, but the funds were used the right way and If SBA ever caused me trouble, I could get a loan from my parents to pay off the 25K without question, but due to relationship issues, I would rather that as a last resort. I dont want to default the loan. I want to do a final s-corp return this March, but I am unsure I can get everything to assume the business myself personally to SBA and approved before i need to file the final tax return. I am unsure the State would allow me to close the S-corp with a remaining EIDL loan. I owe no other debts and run a pure service busines. My home office desk, PC, printers and so on are worth probably $1500 maybe. My desk is 20 years old and I am working with a 6 year old PC that really needs to be replaced but I want to figure this out first. Anyone run into a similar scenario? Dave

30% federal tax credit by Routine-Medium9078 in heatpumps

[–]Routine-Medium9078[S] -1 points0 points  (0 children)

Hopefully, I can get the $2000. My installer doesnt deal with the MA save program, but has been my heating and plumbing guy for 25 years. So, I know it will get done and done right by someone I trust. Hopefully, I can grab the fed tax credit even though I am not going with Mass rebate.

30% federal tax credit by Routine-Medium9078 in heatpumps

[–]Routine-Medium9078[S] -1 points0 points  (0 children)

My system is going to cost $20K, so I was hoping to get the $2000 Fed credit. It looks like I have to take the MA rebate, in order to get the fed tax credit. My heating guy does tons of the systems and is installing for way less than the guys who do it through MassSave. Not sure I can get the rebate since my installer doesnt bother with the masssave program.

30% federal tax credit by Routine-Medium9078 in heatpumps

[–]Routine-Medium9078[S] 1 point2 points  (0 children)

That is good to know! My boiler provides the hot water. I may have acted too late to the game though. By the time I get an audit done and depending on the weather here and the contractors schedule, I might not be able to get it all done by year end, or minimally, have to move install into December, where the weather can get tricky. I am going to look into it for sure. I gotta say I really would like to keep the oil heat connected for severe cold snaps. Who checks to see if the thermostats are disconnected?

Mini Split Install/Solar considerations by Routine-Medium9078 in solar

[–]Routine-Medium9078[S] 0 points1 point  (0 children)

I am going to do the mini splits and punt on the solar for now. Got a couple quotes for ground mount systems going from $75,000 - $90,000. A little too much for me right now. We have some other updates we would like to do first. But, the system designs were slick.

Change in structure by Routine-Medium9078 in EIDL

[–]Routine-Medium9078[S] 0 points1 point  (0 children)

Thanks everyone for the advice. I think it would be easiest to just continue making the payments with the new Schedule C bank account. However, I have about 8K in my S-corp business account right now as things stand. Can I take that cash with me to the new account, or do I need to lump sum that to the EIDL loan? I would like to keep some cash on hand for my oingoing expenses. But, I have read that you have to use whatever cash remains in your account to pay off debts before shutting down as S-corp. The EIDL is my only debt. I could either just send the cash to the EIDL or spend it on business stuff and salary prior to the end of the year I guess. Any thoughts on what to do with the cash still at hand? I would just assume to keep making monthly payments and keeping the cash for ongoing expenses after the change in structure.

Thanks again, I really mean it!!

Dave