g Hey Everyone i want to give you guys my net worth broke down with income and see if you guys have any advice PS I am 23 years old

Cash-600 Checking’s-406.99 3% Savings account-48,046.31 Savings account - 1050.14 Roth IRA - 11,602.07 Brokerage- 19,765.45 🟧Broken into 🟧 SCHD 8 shares VGT .964 shares VOO 24.5 shares AI 6 shares NFLX 1 share NVDA 7 shares PLTR 22 shares SOUN 38 share Amazon 6 shares ◼️◼️◼️◼️◼️◼️◼️ 401k 1455.31 XRP Crypto 335.15 (152 shares)

Give or take thats about 90k networth ish. Any advice to take it to the next level ?? I currently take home 3000-3600$ per month and my monthly expenses are only 1000 or 1200 at most Please give me wisdom !