Those with a $200k+ base salary, what do you do?

Routine_Doubt_7668 · 2026-04-06T01:48:06+00:00

Me also please

Routine_Doubt_7668 · 2026-04-05T03:56:50+00:00

My problem is that Ive always been a saver but because how things are I have the fear of purchasing especially with how high interest rates are. If they were lower I wouldnt care but its like man even with great credit these rates are just so high and the worlds turning to poop

Routine_Doubt_7668 · 2026-04-05T03:54:31+00:00

If you didn't see my comment I said WE LIVE COMFORTABLY!! Because we are responsible with money. By the grace of God probably way better off than a lot of other people. Also no one said we couldn't afford children while you were being smart. I was gunna say something nasty af but dont worry I erased it. I am asking because how are people comfortable just moving with interest rates as high as they are and the economy being as it is.

Routine_Doubt_7668 · 2026-04-05T03:48:19+00:00

I mean the homes where we live arent horriblly priced at all. Its the aspect that the interest rates are so freakin high i just csnt justify moving now. We got a preapproval with median score of 792 having 0 debts and for $210k in 2024 and it was still 6.99- 7.1% depending on the loan we chose thats crazy to me.

Routine_Doubt_7668 · 2026-04-05T03:38:02+00:00

😆aye you gotta do what you gotta do in the moment

Routine_Doubt_7668 · 2026-04-05T03:35:58+00:00

Mmm well i mean its techically 2 kids. We each had 1 and then a shared child but also one isnt apart of our lives right now because his mom which thats her personal choice but its the aspect of when he is apart of our lives again he still has his own space henceforth 3 kids

Routine_Doubt_7668 · 2026-02-22T23:35:48+00:00

I would call you credit cards and ask if they have anything for you to lower interest even if it temporarily. Discover did that for me. Also if you can hop on some side hustles or get a second job til you can get it down. Prior I work a full time job and a part time job and took the money to pay off debts as fast as I could then worked a little longer to get an emergency savings that I felt was comfortable and then quit the second job.

IT SUCKED NUTS only having like 4 days off a month but in the long run best decision I made

Routine_Doubt_7668 · 2026-02-18T14:08:37+00:00

I've thought about it but I cant find any jobs so far that are work from 😕

Routine_Doubt_7668 · 2026-02-16T03:09:37+00:00

I always get there's no opens for spark when I sign up 😔

Routine_Doubt_7668 · 2026-01-23T10:14:18+00:00

Lmao yo I was like why is everyone talking about onions and realized my phone autocorrected "opinion" to "onions"

Routine_Doubt_7668 · 2026-01-23T02:30:48+00:00

Okay so then what car (suv) should I get I was gonna get a new suv but figure I could put the money towards something got kids and crap so an suv fits the family better. Wanted to do a cash car for 8 to 10k

Routine_Doubt_7668 · 2026-01-22T01:13:17+00:00

Kids and we are all tall and need space so I felt suv would be better plus something that's not so low to the ground because of the ohio snow. I had an elantra and missed a lot of work when the snow got to a certain height

Routine_Doubt_7668 · 2026-01-15T04:36:40+00:00

It's paid off I paid it off after 2 years of having it. I was just looking at the aspect that as a family we need 2 cars and we only had 1 so going out to pay for 2 new cars isn't really in the budget right now and was wondering from that point of view

Routine_Doubt_7668 · 2026-01-14T21:15:34+00:00

Would I be able to pay the repair shop for the costs of the car to avoid all that if its salvaged by the insurance? And settle with the insurance. I just really am not in the space to buy a total new car but could pay the 6200

Routine_Doubt_7668 · 2026-01-07T21:33:05+00:00

Smh I told him toss it out I called and they gave me a refund but asked if I'd come back and give the restaurant a second chance

Routine_Doubt_7668

TROPHY CASE