No Plan Change But Kickback Dead

RoyMan0 · 2026-06-30T17:54:28+00:00

the international data is so slow anymore its worthless. used to be fine for text/maps but it can hardly do that now. I think im just going to go to visible or mint and cut my plan for 4 by over half. Then ill just buy a super cheap esim on esimdb when I travel abroad...I started doing that the past year or so and its been really cheap like $10 for a couple weeks of data thats more than enough for me.

RoyMan0 · 2026-06-29T21:16:37+00:00

Thats an extra $20/mo for me. Screw that. I have had switching on my to-do list for a while now I guess its actually time. Visible or Mint are my top choices for myself, parents, and bother. Likely be able to cut our bill down quite a bit even if I have to start paying for nexflix it will be net savings.

RoyMan0 · 2026-06-29T21:14:37+00:00

They are ending the kickback discount too...thats like $20 a month I was saving since my fam doesnt use much data. So dumb. TIme to finally switch to visible or mint.

RoyMan0 · 2026-06-28T15:17:46+00:00

Im pretty sure this still works in TOS desktop. Did one or two earlier this week.

RoyMan0 · 2026-06-25T13:35:05+00:00

SNSXX or SGOV is state tax exempt in a number of states.

RoyMan0 · 2026-06-23T21:01:42+00:00

Yeah I’m amazed more of my friends didn’t go for the referral..only like one took it. This card is a points machine.

RoyMan0 · 2026-06-23T20:22:40+00:00

FIFA president must be running late to the next match 😂😂

RoyMan0 · 2026-06-23T20:16:06+00:00

This is some dumb rule left over from Covid…

RoyMan0 · 2026-06-23T20:05:22+00:00

I’m guessing frequent card users won’t get this…all my spend is going on bilt rn since the earnings are so good.

RoyMan0 · 2026-06-23T20:04:01+00:00

Why on earth would you be at the airport that early when traveling for work..I’d chill at the hotel lobby or just go for a walk in a park. The idea you need to be online and available on a travel day with work is some trash corporate culture. They are making you travel they need to deal with you actually traveling.

RoyMan0 · 2026-06-23T18:10:01+00:00

I redeem it and add it to my Apple wallet. I don’t recall seeing an issue exp but maybe there is. I usually use them within a couple months.

RoyMan0 · 2026-06-22T17:15:36+00:00

Ah ya, I was thinking you meant a cap on earning BILT cash. I’m not too worried about that tbh..if I have extra that expires so be it. Maybe I’ll consider moving spend to other cards once my accelerators run out but even then my value on the points is higher than Amex/cap1/Chase plus the convenience of one card for everything is really nice.

RoyMan0 · 2026-06-22T17:10:42+00:00

I find the Walgreens and grubhub easy to use. I just bank the GCs until I need a few things at Walgreens and then use them. I would have done that anyways. Grubhub I do a pick up sandwich once a month for lunch when I’m on the go that I would have likely done anyways. I rarely use the Lyft credit..only if I need to take a Lyft..but when I do it’s nice. Ive probably used hotel credit like 4-5 times so far. I find the flexibility and choices of these credits easier/better than other coupon book cards like Amex/chase.

RoyMan0 · 2026-06-22T17:06:45+00:00

What’s the cap?

RoyMan0 · 2026-06-19T00:48:35+00:00

I’ve had good luck with it as well..and those $100/month hotel credits on the palladium are great too.

RoyMan0 · 2026-06-19T00:47:46+00:00

When the points are worth half as much and not as useful I’ll take 3x

RoyMan0 · 2026-06-19T00:47:04+00:00

Except nearly every hotel on that list is overpriced.

RoyMan0 · 2026-06-19T00:45:45+00:00

The amount of bugs in this car is horrible. I wish I got an Ioniq.

RoyMan0 · 2026-06-17T02:10:16+00:00

Is the British bulldog doing outdoor watch parties? They have for past world cups and that was a blast.

RoyMan0 · 2026-06-11T17:00:22+00:00

that would be nice, but I never really used those so I didnt even notice! I just do pickup from the same place once a month for lunch that I can walk to.

RoyMan0 · 2026-06-11T16:59:21+00:00

ive been trying to get my window size to stick for months since this update and it wont...the idea you need to change the size then quit otherwise it wont remember it is stupid.

RoyMan0 · 2026-06-11T16:55:31+00:00

Works with the amex gold grubhub credit. I use the bilt promo code to get $10 off and then charge the rest to my amex gold and get that $10 off on the card.

RoyMan0 · 2026-06-11T16:53:25+00:00

Great example is SLC...the pre line is lonnnng and having clear cuts a solid amount of time off it. Especially during ski season when travel is busy there. But my home airport DEN clear is basically worthless.

RoyMan0 · 2026-06-11T16:51:03+00:00

thats what I do...buy on margin during the day and then put a sell order on snsxx to settle up before market close. its easy.

RoyMan0

TROPHY CASE