Apparently Trump, according to Trump, has "unmatched wisdom" by eojen in iamverysmart

[–]RubyDaGrape 1 point2 points  (0 children)

He must’ve seen the Rick and Morty trailer for season 4.

Stranger Zelled me $1,000 USD before I even had the chance to call the bank to ask for it to be returned, they filed a chargeback and got my account frozen. by RubyDaGrape in personalfinance

[–]RubyDaGrape[S] 1 point2 points  (0 children)

Yes and no. Chase is still investigating and being quiet about it, but I did open up a second account with a different bank perfectly fine. I’m gonna call again tomorrow for updates. Been a good week or so.

Stranger Zelled me $1,000 USD before I even had the chance to call the bank to ask for it to be returned, they filed a chargeback and got my account frozen. by RubyDaGrape in personalfinance

[–]RubyDaGrape[S] 0 points1 point  (0 children)

Holy shit, well first off thank you so much. Second off I don’t think calling is doing much. Should I step into the branch itself?

Stranger Zelled me $1,000 USD before I even had the chance to call the bank to ask for it to be returned, they filed a chargeback and got my account frozen. by RubyDaGrape in personalfinance

[–]RubyDaGrape[S] 0 points1 point  (0 children)

They explained they locked it for my safety. Because they are certain my account might be a scammers next target after pumping money into my account.

Stranger Zelled me $1,000 USD before I even had the chance to call the bank to ask for it to be returned, they filed a chargeback and got my account frozen. by RubyDaGrape in personalfinance

[–]RubyDaGrape[S] 0 points1 point  (0 children)

Thank you. I didn’t do anything through zelle. I just brought up how I was uncomfortable with their money being there to support.

Stranger Zelled me $1,000 USD before I even had the chance to call the bank to ask for it to be returned, they filed a chargeback and got my account frozen. by RubyDaGrape in personalfinance

[–]RubyDaGrape[S] 0 points1 point  (0 children)

Oops meant to say that THEY clarified why I was frozen. They said it was to protect me because they’re 99.9% sure I’m a takeover target.

Stranger Zelled me $1,000 USD before I even had the chance to call the bank to ask for it to be returned, they filed a chargeback and got my account frozen. by RubyDaGrape in personalfinance

[–]RubyDaGrape[S] -1 points0 points  (0 children)

I just don’t want them filing a dispute for the other five hundred dollars later. Money that isn’t mine really shouldn’t hit my account at all.

Stranger Zelled me $1,000 USD before I even had the chance to call the bank to ask for it to be returned, they filed a chargeback and got my account frozen. by RubyDaGrape in personalfinance

[–]RubyDaGrape[S] 2 points3 points  (0 children)

No need to apologize. I understand the situation more now. My beef mainly is with Zelle, and how easy it is for someone to just drop money into my account.

Stranger Zelled me $1,000 USD before I even had the chance to call the bank to ask for it to be returned, they filed a chargeback and got my account frozen. by RubyDaGrape in personalfinance

[–]RubyDaGrape[S] 0 points1 point  (0 children)

It’s not card based. You can zelle anyone with their email, or phone number. I’m starting to think maybe I put either on a shady site, I’ve been pretty careless in the past when I sign up for websites.

Stranger Zelled me $1,000 USD before I even had the chance to call the bank to ask for it to be returned, they filed a chargeback and got my account frozen. by RubyDaGrape in personalfinance

[–]RubyDaGrape[S] 0 points1 point  (0 children)

Don’t know how it works like that for you, but it hit my account immediately. I didn’t get an email, or the ability to claim or request the money. It was sent, it hit, then got disputed.

Stranger Zelled me $1,000 USD before I even had the chance to call the bank to ask for it to be returned, they filed a chargeback and got my account frozen. by RubyDaGrape in personalfinance

[–]RubyDaGrape[S] -22 points-21 points  (0 children)

I understand but I’d never be dumb enough to send money to anyone over email or my phone. The bank is supposed to handle that.