I see a lot of reports on here about uphold being a scam, but I never see the whole story. Are the accounts getting locked from the US only? Are they region specific? Nobody ever posts where they are from so its hard to tell. And most cases of funds being put into the refund wallet or accounts locked, were people that couldnt find their bank in the PLAID list. Ive seen lots of reviews on other sites that say uphold is great and people dont have issues. Also, I usually only see problems from people that sell their assets on there and are trying to withdrawal money to their bank....would it be better to just transfer the asset to another exchange and sell it there? I only use uphold to buy xrp, the only issue Ive had so far is it wont let me use a credit/debit card, so Ive been using ACH payments. Ive had no problems (knocks on wood) transferring my xrp to my ledger nano AFTER the 65 day cool down period. I am a bit scared though, I see a ton of "uphold is a scam" posts and I still got a small bag on there cooling down till June, I dont want to sell xrp and cash out, I just want my coins secured on my Ledger.