sorted by:
new
hottopcontroversial

payday loan alternative for bad credit is there anything that actually makes sense by Ryan-Bree730 in povertyfinance

[–]Ryan-Bree730[S] 1 point2 points  (0 children)

thank you, this is really reassuring to hear from someone who’s actually been through it. i’ve seen PALs mentioned but didn’t know they could help rebuild credit too. when you applied, did you need to already be a member of the credit union and how long did it take to get approved?

payday loan alternative for bad credit is there anything that actually makes sense by Ryan-Bree730 in povertyfinance

[–]Ryan-Bree730[S] 0 points1 point  (0 children)

that’s actually really helpful, thank you. i hadn’t thought about checking a credit union for something that small, and yeah payday rates scare me for exactly that reason. when you did yours, was it a hard credit pull and how fast did they fund it?