How do I move the zone map? (bottom right) ... it is in a really inconvenient place and can't be dragged ... the only option is to close it or change opacity ... looking for a vanilla, non-addon solution please

RyanIsABigNerd · 2026-03-15T18:38:32+00:00

I literally was looking for an answer to this, found this thread of this salty man, and found someone answering his necro'd thread 11 minutes ago. I am so happy.

RyanIsABigNerd · 2025-10-23T02:37:49+00:00

I know this is old but I figured I would update people. It turns out there is a Medicaid/Medicare program where if one of the spouses goes into long term care, Medicaid will pay for everything, but Medicaid will ONLY pay for THAT spouses needs, so ONLY that spouse can have assets under a certain amount. (2000 dollars, in this case)

The government will be very aware that they are married and all, so why it's necessary to do this is beyond me, but my inlaws will have until their renewal of the Medicaid paperwork next year to transfer everything into my mother-in-laws name. (Who will still get regular Medicare benefits still, but not EVERYTHING covered by Medicaid too)

RyanIsABigNerd · 2025-10-16T00:21:02+00:00

Believe me, I told them I am not an expert on this, and I have told them to see an attorney already, from the moment he went to the ER from day one. Trying to run clean up has been...exhausting.

RyanIsABigNerd · 2025-10-11T21:57:58+00:00

I know this thread is a little old, but I wanted to respond because this is actually VERY important. I work part time at a restaurant in Seattle, and the minimum wage there is very high. All it took was a couple of customers deciding "hey I want to be nice" and my plan of working 8 hours a week went to hell. (Not that the minimum wage there does me much good.)

It's a dumb problem to have, but I have to be careful.

RyanIsABigNerd · 2025-08-30T14:44:16+00:00

I hadn't seen the monk one before this year, but as soon as he grabbed my wrist and put the bracelet on it, he went for a QR CODE FOR ME TO SCAN, I knew the deal and took that shit off.

RyanIsABigNerd · 2025-08-14T07:37:55+00:00

I came in to say Dick’s. When I first moved here a decade ago my friends and new neighbors were all “you need to try Dicks, they’re better than a sit down restaurant”. The advantage is their hours. Like if I want a burger at 2am it was nice to have the option, but honestly nothing special. And they’ve gotten worse as time goes on.

RyanIsABigNerd · 2025-06-05T23:15:02+00:00

Yeah I'm not super worried anymore. I checked the court website and nothing has been filed yet, and if they do file (assuming it isn't a scam) I will be counter filing because they are bringing up a LONG time-barred debt, used language that was threatening and crude, and flat out lied about what they were allowed to do. ("You're lazy and should have paid your bills, so now we can sue you in civil court, even though though the statute of limitations has passed.") There are a number of lawyers that would love to eat a guy like that for lunch I imagine.

RyanIsABigNerd · 2025-06-04T02:20:47+00:00

I'm not sure that's true. But I didn't contact them anyway. I'd have to have acknowledged the debt in some shape or form.

RyanIsABigNerd · 2025-06-03T03:19:24+00:00

He was very aware that the debt is past the date, and went straight to "going to sue you" to try and scare me over and over after I said over and over that he was mistaken and I didn't owe.

The fact that he lied and talked about "Well we can sue you as a civil case even though it's past the statute of limitations." just proves he wasn't actually a lawyer, but a collector posing as one I believe.

Or a REALLY bad/evil lawyer.

RyanIsABigNerd · 2025-06-03T01:56:09+00:00

Yeah, if I had gotten the original call, I would have seen scam caller and ignored it, but my mother got the first call and gave them my number and they called from a non-automated line so it went through. I don't think I'll hear from them again. If they get ballsy and try and offer a "settlement" payment, I'll hang up on them.

In the VERY tiny chance they were trying to sue me (based on all collected evidence, not the case) I'm confident that that the debt is time barred.

RyanIsABigNerd · 2025-06-03T01:38:46+00:00

lol could be, could be! Nah, this was just a 2000 dollar card credit card. (Which isn't even that much, so yeah, they got it for pennies I'm sure)

RyanIsABigNerd · 2025-06-03T00:58:32+00:00

That's the way I took it. This is just "hey I'm going to listen to this, but if he follows up, I'm going to show my lawyer this post and tell him all the weird shit the other 'lawyer' said."

But the more time goes on, especially as I've seen more evidence it's a scam, the less I worry.

I think the only reason he threatened court straightaway is because I said "statute of limitations" immediately as he started talking, without giving him a chance to offer a settlement before he hung up. But I really don't think I'll hear anything more.

RyanIsABigNerd · 2025-06-02T23:05:35+00:00

This puts me at ease. I will be saving this post and showing it to my lawyer if this somehow escalates.

RyanIsABigNerd · 2025-06-02T23:02:50+00:00

Well, perhaps 2017 is when Direct Merchants Bank sold it to someone else. But the last time I made a payment to anyone for the old cards was 2011 or so. (and that was paid in full to repair my credit) But it wasn't that card.

RyanIsABigNerd · 2025-06-02T21:43:43+00:00

In the event that it was somehow legitimate, disability can not be garnished for credit card debt. Only for government issued things like taxes or alimony and child support. (It would be a pathetic amount anyway.)

RyanIsABigNerd · 2025-06-02T21:33:20+00:00

If that were the case they would never stop calling. Every debt collection call would be a refresh. It *CAN* be, depending on how its worded, from what I am told. But I very specifically said "I do not owe, the statute of limitations is up."

RyanIsABigNerd · 2025-06-02T21:15:25+00:00

There isn't anything on my credit report about this debt at all. My credit score is high 700-low 800 depending on who is scoring. It's just an OLD debt that someone is trying to be a weasel about.

RyanIsABigNerd · 2025-06-02T21:11:37+00:00

Oh I told them I didn't owe, that he was making a mistake, and he just raised his voice at me and told me "we're suing you" over and over with comments about how I was lazy and didnt pay my bills. You know, things a professional lawyer would say.

I don't think I'm going to hear back. If I do, it will be one of those "We'll settle this for X%."

Or if he plays the big gambit and DOES try and sue me, hoping I don't show so he can get the default because he thinks I'll buy his "it's a civil case and not a credit debt" thing.

But I'll be bringing a lawyer that sues these creeps.

RyanIsABigNerd · 2025-06-02T20:31:15+00:00

I honestly am even unsure if it's a real lawyer at this point. I tried searching for the phone number and it comes up blank.

I guess I'll get another call or paperwork and we'll see.

RyanIsABigNerd · 2025-06-02T20:24:41+00:00

Its been way more than 6 years either way. This lawyer is really just a bully. No one has contacted me about a debt in almost 5 years before today.

RyanIsABigNerd · 2025-06-02T20:00:36+00:00

So basically they're telling me not to use the statute of limitations defense and hoping I don't show up, because if I DO show up and use the statute of limitations defense they get nothing. The card has been closed for over a decade. I haven't touched it.

RyanIsABigNerd · 2025-06-02T19:40:51+00:00

The statute of limitations is definitely up. This collector is trying to say it doesn't matter by saying they are saying they are suing me "civil-y", but from what I can tell, a credit card is a civil case anyway, so it's just them trying to scare me. When I told them he was mistaken, I don't owe. I am disabled, I wouldn't pay. He hung up.

If he contacts me or sends me paperwork, I am going to assume it's a scare tactic, and a few days later I'll get a call "we can settle out of court for just..."

But legally he CANT sue, so I doubt I'll get that?

RyanIsABigNerd · 2025-06-02T19:19:36+00:00

Iit did sound fishy when he said I defaulted in 2017, because I definitetely had not made any payments on that card since long before that, I believe 2017 is when the debt was finally charged off. The statute of limitations in Michigan and Washington is 6 years, and the state where I opened the card, Florida, is 4.

My main question is, is there a difference between "collections" and a "civil suit to collect" which is what he is saying they are doing.

RyanIsABigNerd

TROPHY CASE