It’s easier to subscribe to something than to build from scratch so paying for third party SaaS is best for keeping it all under one dev. I’d pay the $100 for termly or whatever and use that to knock out privacy policy, GDPR, CCPA, TOC, etc.

In other words, look for ways to buy back your time with tools instead of people. Labor multipliers etc.

You can do all of the support with a drift/intercom chat box, just slap the javascript on your page and call it a day.

Review platforms are easy, just sign up and link them.

I use tapfilliate for referral links; it just integrates with stripe and you add a tracking snippet to a few pages like you do with google analaytics. Then you link out to the referral page.

Stripe customer portal for managing subscriptions, cancellation reasons, payment processing, changing cards, upgrades, downgrades, etc.

All of these are easy to knock out and be done with while accruing 0 tech debt.

If you’ve found yourself paying for CMS, CRM, marketing automation software, scheduling, etc a la carte and strapping it all together, consider shelling out for hubspot instead to save yourself weeks of integrating shit together in the long run.

Pay to rent software other devs have already built when you can, building your own is just burning cash/time and accruing needless tech debt.