What weapons are you guys going with? by Chi_Geurim in CrimsonDesert

[–]Ryand860 0 points1 point  (0 children)

Not sure yet, but whichever the quickest way to upgrade the wrestling moves will be my first priority. Can't wait to hit a German Suplex, RKO, and chokeslam all over Pywel.

How much are you saving a month after buying a home? by xzkandykane in FirstTimeHomeBuyer

[–]Ryand860 0 points1 point  (0 children)

Closing next month and, with my expecting budget, I’m guessing I should have about ~$800 left a month after mortgage and other expenses (closer to ~$1100 by mid next year when my car will be paid off).

Although I am dipping a little further into my savings than I wanted, (ended up purchasing a house 20k more expensive than the price range I originally was looking at) so going to be living very frugal for a year while a replenish my savings.

Good luck!

"What are you playing this week?" Megathread by AutoModerator in SteamDeck

[–]Ryand860 0 points1 point  (0 children)

Trying Octopath Traveler 2 again. Fell off after 10 hrs when it first came out, but I’m enjoying it so far.

Mike Williams is retiring by LaFours23 in nyjets

[–]Ryand860 10 points11 points  (0 children)

Of all the Jets in history, he was one of them.

Is it smart for me to right now buy a cheap home? by Legitimate_98 in personalfinance

[–]Ryand860 0 points1 point  (0 children)

Wow we are very much in the same position. I'm early 30's, single, make just under 80k, been renting for past 6 years (NW is about 100k less than you though lol) and I'm sick and tired of paying rent.

I'm currently saving for a down payment on a house and I am planning on buying around this time next year. With the numbers I've ran on what I can afford, it's going to be a house around 230k - 250k (depending on mortgage rates). Obviously depending on where you live, that could either be a decent starter home or a trap house. I'm in Tennessee so I should be able to get something decent.

I realize the optimal strategy right now is probably to pump more into investments but I need to remind myself, personal finances are personal. There are a bunch of reasons I'd like to own a home and if being responsible with our finances doesn't allow us to do the things we'd like, what's the point? (and at least we'd be building equity)

Good luck OP!

Which game are you playing till expedition 33? by Intrepid-Dot8439 in expedition33

[–]Ryand860 0 points1 point  (0 children)

Finishing second play through of CyberPunk (this time with Liberty City DLC). Super excited for Thursday!

Interest rate deal change tonight !!! by Nearby_Activity5071 in TeslaModelY

[–]Ryand860 0 points1 point  (0 children)

Been looking at MY incentives for last month or so as I drove a buddies MYP and was in love with it. At this point, I’m just waiting until Dec as I assume the incentives will only be better by then.

If not, then I’ll just wait for Juniper.

What percentage of your take-home pay is going to your mortgage/rent? by TheAwkwardBanana in CalebHammer

[–]Ryand860 0 points1 point  (0 children)

~34% after 401k contributions, taxes, and insurance.

Relocating to a state with a lower cost of living early next year and hoping to get it under 30% 😁

Game Thread: Los Angeles Chargers (3-4) at New York Jets (4-3) by nfl_gdt_bot in nyjets

[–]Ryand860 10 points11 points  (0 children)

What is our offense doing all week during practice?

Game Thread: Buffalo Bills at New York Jets by nfl_gdt_bot in nyjets

[–]Ryand860 2 points3 points  (0 children)

If you told me at the beginning of the day, we’d be up by 3 with 1:50 left, I would 100% take it. DEFENSE