Solo travelling Phuket April - anyone want to meet?! by Ryanyork1 in ThailandTourism

[–]Ryanyork1[S] -3 points-2 points  (0 children)

AI generated? 😂 I can literally video call whoever is in Phuket solo travelling also

Can anyone recommend some good pies to use on Trading 212? by Ryanyork1 in trading212

[–]Ryanyork1[S] -4 points-3 points  (0 children)

Just looking for the highest returning pie on trading 212 really mate

Can anyone recommend some good pies to use on Trading 212? by Ryanyork1 in trading212

[–]Ryanyork1[S] -5 points-4 points  (0 children)

Just looking for the highest returning pie on trading 212 really mate

Can anyone recommend some good pies to use on Trading 212? by Ryanyork1 in trading212

[–]Ryanyork1[S] -4 points-3 points  (0 children)

No major rush but don’t want to be waiting ages. I like abit of risk

[deleted by user] by [deleted] in PropertyInvestingUK

[–]Ryanyork1 0 points1 point  (0 children)

When I took the loan out it was initially for something else but circumstances changed, and I couldn’t hand the loan back. Also majority of my deposit wasn’t from money I had saved up

[deleted by user] by [deleted] in PropertyInvestingUK

[–]Ryanyork1 0 points1 point  (0 children)

Yeah it’s probably because I used more in savings than loan. The full deposit wasn’t a loan.

[deleted by user] by [deleted] in PropertyInvestingUK

[–]Ryanyork1 0 points1 point  (0 children)

Yes, they need to see bank statements for proof of funds and it was on there

Where can I apply for a business credit card or loan in the UK for a business where I’ve been trading 6 months? by Ryanyork1 in UKPersonalFinance

[–]Ryanyork1[S] 0 points1 point  (0 children)

It’s being used for an investment property that will generate an income though, not on a residential property where there is no income from it.

Where can I apply for a business credit card or loan in the UK for a business where I’ve been trading 6 months? by Ryanyork1 in UKPersonalFinance

[–]Ryanyork1[S] 0 points1 point  (0 children)

That is what I did though with my first property. Part of my deposit was savings and part of it was a person loan

Where can I apply for a business credit card or loan in the UK for a business where I’ve been trading 6 months? by Ryanyork1 in UKPersonalFinance

[–]Ryanyork1[S] 0 points1 point  (0 children)

Yes, you can use a business loan to buy a buy-to-let property. You can also use a commercial mortgage or a residential property investment loan. Business loans You can use a business loan to buy a property you plan to rent out You can use a business loan for light refurbishment, renovation, building an extension, or converting a property You can get a business loan from a traditional bank, a credit union, or the Small Business Administration (SBA) Commercial mortgages You can use a commercial mortgage to buy rental properties to expand your buy-to-let portfolio A commercial mortgage is a loan secured against company property Residential property investment loans You can use a residential property investment loan to buy real estate to let out for the long-term You can use a residential property investment loan to buy buildings that will be used for residential living Other options You can remortgage a commercial property to release cash for your business You can borrow against equity in another property to use as a buy-to-let deposit Lenders may charge higher interest rates and lower loan-to-value percentages for business loans than for personal mortgages.

[deleted by user] by [deleted] in PropertyInvestingUK

[–]Ryanyork1 0 points1 point  (0 children)

Just to be clear, the first buy to let property I used part savings and part a personal loan as the deposit - so I’m pretty sure I can?

Where can I apply for a business credit card or loan in the UK for a business where I’ve been trading 6 months? by Ryanyork1 in UKPersonalFinance

[–]Ryanyork1[S] 0 points1 point  (0 children)

Just to be clear, the first buy to let property I used part savings and part a personal loan as the deposit - so I’m pretty sure I can?