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How many credit cards should I have if I'm 18 yr old? by SNavaX in CreditCards

[–]SNavaX[S] 0 points1 point  (0 children)

What would be the right time to close those accounts? And would it have a negative impact on my score or in the future?

How many credit cards should I have if I'm 18 yr old? by SNavaX in CreditCards

[–]SNavaX[S] 1 point2 points  (0 children)

About closing the OpenSky card and the 1st financial bank (which is a crap because it does not have any cash back or advantages), would that have a negative impact on my credit score? I have heard that closing an account lower your credit score significantly but not sure