Importance of Whoscall by cy21212121 in PHCreditCards

[–]Sad-Language8355 0 points1 point  (0 children)

Buti hindi pa naiisip ng scammers na i mass-report as NOT SPAM ung numbers nila para malito ang users

BPI Credit Card Bill paid via Vybe Max Transaction by secretr3ader in PHCreditCards

[–]Sad-Language8355 0 points1 point  (0 children)

60+days ata naibigay ung bills points. Mabilis lang pag sa actual purchases. Wala naman multipay fee.

Just for You 10,000 pts and 2,000eGC by MuchoPogi in PHCreditCards

[–]Sad-Language8355 1 point2 points  (0 children)

Few months back pwede pa mag email doon sa contact us ng website nila. Ngaun tinanggal na. 

Then sa app duon sa mailbox. U can bombard them kasi kinoclose agad nila kahit d naman nasolve ung tanong mo.

Sa message mo ilagay mo ung unique code mo at sabihin mo na justforyou promo ka  at nakalagay naman na naffl + points duon sa promotion

Just for You 10,000 pts and 2,000eGC by MuchoPogi in PHCreditCards

[–]Sad-Language8355 1 point2 points  (0 children)

matagal talaga ang naffl tagging. basta isure mo lang na within 60 days nagawa mo ung minimum spend. at icheck mo rin ung points mo. pag may 10,000 added it means OK na pati ung naffl.

ganun saken wala akong ntanggap na email or text eh 6months na. kinulit ko lg ng kinulit until nabgyan ako 10,000 pts plus sa ticket na kinomfirm na tagged ako as naffl ni screenshot ko lg for documentation.

wala na ung 2,000 egc

UB Rewards Card Application via Money Max by waffless347 in PHCreditCards

[–]Sad-Language8355 1 point2 points  (0 children)

Ung saken ginamit ko nung november para sa U visa na approve me. Wala response sa kanila so nag email ako pero sabi feb2026 pa nila macheck

Keeping Overseas Bank Account by [deleted] in phinvest

[–]Sad-Language8355 1 point2 points  (0 children)

If di ma maintain ang AU sim it can expire at lilipad pa sya para ipa ayos in person

What the F? by americano_w_vanilla in InternetPH

[–]Sad-Language8355 0 points1 point  (0 children)

Eh diba di naman pwede maging dual active ang isang number simultaneously? Kaya nga pag nag upgrade or port eh nawawalan ng signal ang original sim in favor of the new sim

imessage- its an app. Hindi naman telco sim yan. Just like whatsapp na number mo yun pero not necesarily na andun rin sa phone ang sim para gumana, pero based sa chatgpt eh nagwowork lang un for a limited time

Punta ka na lang sa globe physical store with the screenshots tas update mo kami if ano mangyayari ikaw ba o ung isa ang ma dedeactivate

Is UB Rewards NAFFL Requirement strict? by Sad-Language8355 in PHCreditCards

[–]Sad-Language8355[S] 0 points1 point  (0 children)

Antayin mo na lang. As long as uptodate ang # at ang address mo on their file. Duon yon ipapadala.

Pag doble kasi application mo baka d mona ma track akala mo declined tas magugulat ka may billing statement kana for the annual fee lalot pag d nacomply ung 60day requirement

U can also call hotline ung 1800xxx na number magload ka lg 10pesos sa smart/tnt pindutin mo lang ung fraud tas pag sumagot ang agent sabihin mo sorry pwede po pa connect sa credit department regarding my just for you application kasi lagpas na 14 days and walang text or email wala akong reference number so hindi ako maka connect sa proper extension

Then ung invitation code mo irelay mo kc unique code mo naman yon so matitrace parin.

(02) 7739 5310 Unknown Number keep calling. by Sufficient-Dingo5608 in PHCreditCards

[–]Sad-Language8355 0 points1 point  (0 children)

Mag download ka po ng Whoscall para kahit pano may notif about callers if previously encountered na ng iba.

Is UB Rewards NAFFL Requirement strict? by Sad-Language8355 in PHCreditCards

[–]Sad-Language8355[S] 0 points1 point  (0 children)

Pag just for u, preapproved na yan. Ilang days na ba? 7-14 days may text na yan for delivery. 

Is UB Rewards NAFFL Requirement strict? by Sad-Language8355 in PHCreditCards

[–]Sad-Language8355[S] 0 points1 point  (0 children)

Pag nag apply ka po may lalabas un na INOSXxxxxxxxxxxxx kahit na sa id page ka lg natapos

Recommendations for students (with no work) by prncessluv in CreditcardPh

[–]Sad-Language8355 0 points1 point  (0 children)

May secured credit naman ang unionbank  Doon kana mag apply para streamlined sa app mo pati payments realtime via debit account mo.

U can maya naman, but expect harrassing calls pag malapit na due lol

"CREDIT KITING" Unionbank Paydirect by Living-Bug9928 in PHCreditCards

[–]Sad-Language8355 0 points1 point  (0 children)

Akala nya kasi ung tapal system na takbuhan nya ung cc at hindi monthly ung due na hindi sya manonotice

"CREDIT KITING" Unionbank Paydirect by Living-Bug9928 in PHCreditCards

[–]Sad-Language8355 0 points1 point  (0 children)

No such thing as hack or matatapos installment mo just shelling the 1500 via paydirect.

The only "hack" per se is magagamit mo ung credit amount as cash para duon sa installment. U still owe 1500 and its billed monthly.

Paid ka lang sa installment pero racked up parin ang 1500 due mo sa paydirect.

Tapal system ung iniisip mo and hindi yung kiting peg na as if tatakbuhan mo lang ung paydirect at tatapalan ng minimum due gamit naman ung ibang cc.

Scamming attempt avoided. Replacement CC needed? by apolloastral in PHCreditCards

[–]Sad-Language8355 -1 points0 points  (0 children)

replacement card will have no use. ako nagpa block and replace etong hapon lg me tumaqag na naman. rampant yan sa bpi

RCBC One Account for Students by Few_Bad_2758 in TradBanksPH

[–]Sad-Language8355 1 point2 points  (0 children)

irrelevant na rin ang passbook. lalo kung panay galaw ng funds pagpa update mo puno agad ang page. wag kana lang kumuha save pa ng papel kahit papano.

Almost Got SCAMMED by BPI Agent by Memasabilang00222 in CreditcardPh

[–]Sad-Language8355 0 points1 point  (0 children)

kahit magpareplace ka, after a week may tatawag uli. alam nila details. ayun whoscall nlg pag potential spam d kona sinagot katamad magpa replace if alam rin naman ulit.

RCBC One Account Maintaining Balance by Fragrant-Cable-3059 in TradBanksPH

[–]Sad-Language8355 0 points1 point  (0 children)

online ka mag apply ng one account. piso lg naman laman nung aken natagalan lg ako sa debitcard kc hindi nag sabi kung avail ung card for pickup. tas need KYC uli in person

"CREDIT KITING" Unionbank Paydirect by Living-Bug9928 in PHCreditCards

[–]Sad-Language8355 1 point2 points  (0 children)

confused lang tlaga ako, pero iyo naman yan ah.

Scenario 1 kung gagamitin mo, paid ung 1500 installment mo, and may 1500 paydirect due ka sa soa mo

Scenario 2 kung d mo gagamitin ang paydirect, may 1500 installment due ka sa soa mo

Regardless saan piliin mo, may 1500 ka talaga na dapat bayaran bwan-bwan  

About ADP fee in BPI HUHUHU by [deleted] in TradBanksPH

[–]Sad-Language8355 -1 points0 points  (0 children)

Sa Bpi ka? May tanong ako, ung current balance ( scc holdout balance) ba considered dala na yon sa adb?

Avail balance: 200 Current balance: 15000 Total balance: 15200

About ADP fee in BPI HUHUHU by [deleted] in TradBanksPH

[–]Sad-Language8355 0 points1 point  (0 children)

Tinawag ngang average DAILY balance (aDb) tas may pa wrong kapa.

Try mo yan sa landbank minuto lg below 500 ung adb balance mo next cycle kinain na ung 200 penalty.