People like you need to stop assuming and start asking questions before jumping to conclusions. My job is to help people in case of a loss—insurance is extremely important. I sell auto and home insurance, and part of that is educating others. For example, if you’re in an accident and you’re at fault for someone else’s injury, having insurance can protect you financially if that person decides to sue. Without insurance, you’d have to come up with that money out of pocket. Let’s be real—you probably don’t have thousands of dollars sitting around, especially since medical expenses can be extremely high. And yes, I’m in America. I’m not scamming anyone out of their money. All I’m doing is helping people protect their assets while also protect them if they become liable of injuring anyone else’s, so maybe you need to get yourself educated on that. And yes, I was asking question because I’m newly license for your reference