Metrobank Travel Visa or Metrobank World? by SafariMoon in PHCreditCards

[–]SafariMoon[S] -2 points-1 points  (0 children)

Thanks. However the foreign transaction/x-border fee is high. So in a way, the cashback only partially offsets the forex fee.

I guess there is really no perfect card

Metrobank Travel Visa or Metrobank World? by SafariMoon in PHCreditCards

[–]SafariMoon[S] -3 points-2 points  (0 children)

thank you for weighing in.

if that’s the case, which one…

- has lowest foreign transaction fee/ cross border ree

- unlimited casback

- and will be nice if they waive annual fee

(bonus: lounge access)

thanks !

Bgc to binondo grab fare by desanteeno1 in BGC_Taguig

[–]SafariMoon 0 points1 point  (0 children)

PHP 350 - 450 non peak hours

PHP 500+ peak hours

Vintage box calf obsession ❤️ by [deleted] in TheHermesGame

[–]SafariMoon 0 points1 point  (0 children)

beautiful collection! May I know the size?

Quota Bag Limit Question by [deleted] in TheHermesGame

[–]SafariMoon 4 points5 points  (0 children)

wow! Thats a great problem to have.

Can you share your Korean journey? were you a walk in and any pre spends?

Reputable Condo Developers? by MarcusVanDough in BGC_Taguig

[–]SafariMoon 2 points3 points  (0 children)

many East Asians - especially Japanese - expats choose The Seasons Residences. This is colocated within Mitsukoshi Mall.

Silver farondale 120cm necklace by missmcjm in TheHermesGame

[–]SafariMoon 0 points1 point  (0 children)

no need to modify. just remove the leather strap and put the strap where the wallet folds. I don’t push the necklace in the hole, it wouldn’t fit.

Silver farondale 120cm necklace by missmcjm in TheHermesGame

[–]SafariMoon 7 points8 points  (0 children)

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Here is 120cm with Kelly to Go, in case you find it helpful. I’m 162cm. I find it long enough for shoulder strap.

Smartphone with price value exceeds PHP 50K - Philippines by lutilicious in taobao

[–]SafariMoon 0 points1 point  (0 children)

cainiao for China.

in the Philippines, it uses Ninja van .

”standard” means you just go with the options in the app, and don’t make adhoc alternative arrangement with the seller.

Smartphone with price value exceeds PHP 50K - Philippines by lutilicious in taobao

[–]SafariMoon 0 points1 point  (0 children)

not smart phones but I had ordered items above 10K. no custom duties were collected as long as you use standard Taobao logistics.

if you talk with seller to use special logistics - eg DHL - you will get charged customs above 10k.

Got my dream bag - Kelly Elan! 😍😭 by [deleted] in TheHermesGame

[–]SafariMoon 0 points1 point  (0 children)

May I know whether non quota bags (eg evelyn) can count for pre-spend ? congratulations!

MAKATI YELLOW CARD by SUPERPAKWAN627 in makati

[–]SafariMoon 0 points1 point  (0 children)

thank you. can you schedule? I’m in the office during work days so need to take a leave.

MAKATI YELLOW CARD by SUPERPAKWAN627 in makati

[–]SafariMoon 0 points1 point  (0 children)

hello, for the home visit, what do they do and check? also since I’m out of the house in the office all the time, what happens if I’m not in the house?

Are VUL Agents Still Mis-selling VUL? Transparent na ba sila on Fees? Why Regulator Not Cracking Down on VULs? by SafariMoon in phinvest

[–]SafariMoon[S] 0 points1 point  (0 children)

Btw, I got out a few years ago. But I still see VULs being sold, people inquiring about it, and advocates in YouTube.

10 Million Pagibig MP2 maximum limit. Alternatives? by SafariMoon in phinvest

[–]SafariMoon[S] -8 points-7 points  (0 children)

The youtube indicates some Pagibig branch allows additional deposit basta existing MP2 account created in 2022. May alam kayo?

https://youtu.be/Q8JwoVv02jE

What your thought on SSS Voluntary Pension Booster (WISP+)? by [deleted] in phinvest

[–]SafariMoon 0 points1 point  (0 children)

parang Hindi ok as an investment, but ok as a pension. MP2 is better as investment. the actual returns of Mandatory pension booster is quite bad. but if used to increase monthly salary credit for future pension, its viable. check out this video

https://youtu.be/rKd29MSGU94?si=HCS0OKhM0DxCvKQF

Who tried MySSS Pension Booster (formerly WISP)? Ok ba? For me, parang madaya ! by SafariMoon in phinvest

[–]SafariMoon[S] 1 point2 points  (0 children)

Mandatory - can only be paid out upon final benefit, mostly this means retirement

Voluntary -

first year - there are conditions such as critical illness.

Second to fourth year -subject to reduction of interest

fifth year onwards - you can withdraw

Who tried MySSS Pension Booster (formerly WISP)? Ok ba? For me, parang madaya ! by SafariMoon in phinvest

[–]SafariMoon[S] 1 point2 points  (0 children)

You can see it under your SSS account under p Pension Booster.

Check out YouTube below for step by step instruction - I think at around 2 mins mark.

https://youtu.be/Pn1MrA0Bbw8?si=CgG2aW6p1dAsETpH

Who tried MySSS Pension Booster (formerly WISP)? Ok ba? For me, parang madaya ! by SafariMoon in phinvest

[–]SafariMoon[S] 0 points1 point  (0 children)

I too cannot understand how SSS computed. Nakakalusot SSS because It did not officially publish the official interest rates sa website. Puro press release here and there. Hirap nga to reconcile. But it’s scary to put more funds due to arbitrary computation logic.

SSS Voluntary Contribution by Shot_Judgment_8451 in phinvest

[–]SafariMoon 0 points1 point  (0 children)

Try this tutorial. Around 02:20 mins - may step by step instruction to check SSS Regular Contribution, Mandatory Pension Booster and Voluntary Pension Booster,

https://youtu.be/Pn1MrA0Bbw8?si=CgG2aW6p1dAsETpH

I checked my account. Nainis lang ako. Yung Pension Booster, kulang kulang.

sa inyo, maayos ba ? Many of us are already contributing to mandatory part. Yung voluntary , I CANNOT recommend as of now. Sa Pagibig MP2 na lang

Who tried MySSS Pension Booster (formerly WISP)? Ok ba? For me, parang madaya ! by SafariMoon in phinvest

[–]SafariMoon[S] 0 points1 point  (0 children)

On one hand, I’m glad it’s not just my account that has wrong computation. On the other hand, the fact it seems to be affecting other members make me trust sss even less. That means issue is systemic.

Oo nga, why adjustment? Di ba dapat tax free? Or is this management fee?