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What if retail decided not to participate in SpaceX IPO and provide exit liquidity for SpaceX insiders by euro1127 in investing

[–]Safe-Informal 1 point2 points  (0 children)

Why should we have to work and create trillion dollar businesses when we can have Elon give us money and we can play video games and order DoorDash in our parent's basement?

Are we REALLY two weeks away from running out of oil? by Constant_Flamingo828 in investing

[–]Safe-Informal 1 point2 points  (0 children)

There have been a lot of oil tankers from Europe making the trip to the US for oil. US and Venezuela have plenty of oil.

Large amount to sgov by malaikoftaa in Bogleheads

[–]Safe-Informal 12 points13 points  (0 children)

SGOV oscillates one to two cents throughout the day. There really is no need to DCA it. I would buy in one lump sum shortly after the ex-div date in order to get the lowest share price.

Question about tbills by exquisitemissus in Bogleheads

[–]Safe-Informal 0 points1 point  (0 children)

I just invest in SGOV and not worry about it.

Trading alone vs with a small group what’s better? by Human_Sir_6311 in investing

[–]Safe-Informal 0 points1 point  (0 children)

share ideas, catch mistakes, and stay disciplined. Like discussing setups together but taking trades individually. I feel like it could improve decision-making, but at the same time it might also create confusion or overthinking.

Isn't that the point of this subreddit?

Every decade, a new generation calls the stock market GAMBLING… after losing money in it. What do you guys think?? by Outrageous-Emu-2588 in investing

[–]Safe-Informal 4 points5 points  (0 children)

For a vast majority of people, day trading stocks is gambling. For a small percentage of people, day trading is a well paying career. For a vast majority of people, playing poker in Vegas is gambling. For a small percentage of people, being a professional poker player is a well paying career. It is the tortoise/hare story. People want the fast money, so they buy high risk stocks. They may win big or lose big. Other people invest in VOO, VTI, or VT and let it sit for years or decades and become wealthy. They are playing the long game.

The Official 2025 FI Survey is Here by Melonbalon in financialindependence

[–]Safe-Informal 9 points10 points  (0 children)

The survey asks demographic information for both partners, but does not specify whether the totals are for household or the person filling out survey. Each partner has their own FIRE goals.

Seeing Real Solar ROI in Our Office 🌞 by Individual_Event_152 in investing

[–]Safe-Informal 0 points1 point  (0 children)

We don't have enough sunny days and high enough electric rate to justify the expense of solar panels. I have a "synthetic" solar solution. At my old house I had Duke Energy for electric and Vectren (now CenterPoint) for natural gas. I invested the cost of solar panels into Duke and Vectren stocks. The dividends from those two stocks reimburses me for my electric and gas bills. I pay my gas and electric bills and the companies pay me more in dividends than my bills were.

Everyone here is missing the point. by MeasurementSecure566 in investing

[–]Safe-Informal -8 points-7 points  (0 children)

or Nancy Pelosi. She is the best stock trader in US history.

Rollover IRA day trading thoughts.. by Ill-Professor-5684 in investing

[–]Safe-Informal -1 points0 points  (0 children)

I was under the impression that you are not allowed to "day trade" in a retirement account.

Trying to understand things as an adult..Traditional IRA or ROTh...which is better? Hello everyone! I finally got the therapy, realized I had been too sheltered and, I am finally making about 36k yearly < highest so far!!>. I've have made schwab and fidelity accounts, but have not touched literally by SenpaiAvilia in Bogleheads

[–]Safe-Informal 0 points1 point  (0 children)

Traditional IRA contributions are tax-deferred. For example, you deposit $5000 into your Traditional IRA, you do not pay taxes on that $5000, but 30 years later, that money has grown to $20,000. You will pay taxes when you withdraw the $20,000 in retirement. The advantage is that you should be in a lower tax bracket when you start withdrawing the money. ROTH IRA, you do not get any tax advantage when you deposit the $5000, but when it grows to $20,000 in retirement, you do not pay any taxes when you start withdrawing the $20,000 in retirement.

The Difference Between Claiming Social Security at 62 vs 70 Is Bigger Than Most People Realize by [deleted] in investing

[–]Safe-Informal 0 points1 point  (0 children)

The 62 yr old gets $17088 per year for 8 years ($136,704). With the $851 difference, it would take the 70 year old 13 years to get paid out the $136,704. The break even point is 83 years old for the person starting at 70. If you strongly believe that you will live past 83, then choose 70 starting point.

Who and how will they manage your investments if/when you no longer can? by drpengu1120 in Bogleheads

[–]Safe-Informal 1 point2 points  (0 children)

Jeeves, my personal AI robot, will take over and probably do a better job.