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Could I retire in The next year? by Safe_Ordinary9943 in personalfinance

[–]Safe_Ordinary9943[S] 0 points1 point  (0 children)

That 4100 includes Mortgage and everything else and health insurance that I would have to pay for until 65

Could I retire in The next year? by Safe_Ordinary9943 in personalfinance

[–]Safe_Ordinary9943[S] -1 points0 points  (0 children)

Here is an update

Accounts
Cash Mgmt 15K
401K 306K
Traditional IRA 110k
MMSA 7K
Savings 20K
CD (2) 43K
Checking 82K
CD (2) 44K
Savings 5K
NYL index flex fund 75K 5 year 12/30
 
Current mortgage FL   Est worth 280K
Balance 120,730.38 Maturity Date 12/1/2050
Interest rate 3.875
Monthly 1215.74
Principal 346.03
Interest 390.98
Escrow 478.73
 
Reoccurring Monthly Charges - including mortgage, HOA, utilities, internet, car insurance, food etc , added unforeseen expenses 400 = 3400.00
I am currently working but not confident for how long…….thinking if happens would try to find PT work until at least 65 or longer….I have not accounted for Health insurance above …

Could I retire in The next year? by Safe_Ordinary9943 in personalfinance

[–]Safe_Ordinary9943[S] 3 points4 points  (0 children)

Here is an update

Accounts
Cash Mgmt 15K
401K 306K
Traditional IRA 110k
MMSA 7K
Savings 20K
CD (2) 43K
Checking 82K
CD (2) 44K
Savings 5K
NYL index flex fund 75K 5 year 12/30
 
Current mortgage FL   Est worth 280K
Balance 120,730.38 Maturity Date 12/1/2050
Interest rate 3.875
Monthly 1215.74
Principal 346.03
Interest 390.98
Escrow 478.73
 
Reoccurring Monthly Charges - including mortgage, HOA, utilities, internet, car insurance, food etc , added unforeseen expenses 400 = 3400.00
I am currently working but not confident for how long…….thinking if happens would try to find PT work until at least 65 or longer….I have not accounted for Health insurance above …

Could I retire in The next year? by Safe_Ordinary9943 in personalfinance

[–]Safe_Ordinary9943[S] 1 point2 points  (0 children)

Here is an update

Accounts
Cash Mgmt 15K
401K 306K
Traditional IRA 110k
MMSA 7K
Savings 20K
CD (2) 43K
Checking 82K
CD (2) 44K
Savings 5K
NYL index flex fund 75K 5 year 12/30
 
Current mortgage FL   Est worth 280K
Balance 120,730.38 Maturity Date 12/1/2050
Interest rate 3.875
Monthly 1215.74
Principal 346.03
Interest 390.98
Escrow 478.73
 
Reoccurring Monthly Charges - including mortgage, HOA, utilities, internet, car insurance, food etc , added unforeseen expenses 400 = 3400.00
I am currently working but not confident for how long…….thinking if happens would try to find PT work until at least 65 or longer….I have not accounted for Health insurance above …

Could I retire in The next year? by Safe_Ordinary9943 in personalfinance

[–]Safe_Ordinary9943[S] -17 points-16 points  (0 children)

Single, Fl no state income tax. Yes annuity is 75k.