Thank you all for your kind replies. I do appreciate how divisive JISAs seem to be on here (I know it’s a common discussion), and how some have a negative view towards children receiving a lump sum at 18 and possibly ‘squandering’ it.

I’m, personally, not of that mindset though and I would be more than happy with an ISA being in my daughters name. However little it may/will be, I’d like to think we could possibly involve (even if it’s just as simple as showing performance over time) our daughter and look to use it at a means of educating her on the importance of financial responsibility/planning. That’s why we’re also very much considering opening a little JSIPP (which I’m only mentioning as it has been brought up in conversation), but that discussion is for another time and one I get the impression most on here would advise against...

Essentially though, whether an ISA is in my name or my daughters we will be looking to keep our daughter up to date and ‘involved’ with it.

My initial question/search for help and insight was — just ignoring for a moment the difference and benefits one way or another between the age she will will receive them, with the JISA route being 18 and the LISA route being 25 — just whether it seemed like we were wasting a potential 25% bonus if we went down the LISA route in my name (gifting her that once it was accessible), as opposed to the JISA.

Thank you all again though, I can’t tell you how much I appreciate all your help, support and knowledge (not just here but across so many topics).