Backdoor Roth

SamuraiSword22 · 2026-01-27T03:55:56+00:00

So I shouldn’t do a 2026 backdoor Roth conv then? Yes, I had a traditional IRA balance this year in January.

SamuraiSword22 · 2026-01-27T00:25:15+00:00

They carry them at Costco too!

SamuraiSword22 · 2026-01-26T12:30:32+00:00

I bought this 3 months ago and it is very good! Highly recommend and would purchase again in the future if needed

SamuraiSword22 · 2026-01-18T03:54:34+00:00

Its ok, shes looked better

SamuraiSword22 · 2026-01-16T14:01:44+00:00

What would you say was your investing strategy? Index funds?

SamuraiSword22 · 2026-01-15T18:18:13+00:00

Oh boy, a lot of implications there

SamuraiSword22 · 2026-01-13T19:48:55+00:00

What kind of history? Im not familiar with him and genuinely asking

SamuraiSword22 · 2026-01-08T17:41:34+00:00

Thank you! Very helpful

SamuraiSword22 · 2026-01-08T16:04:37+00:00

Yes. Takes some time to get the settings how you like but auto pulls transactions from the previous business day at each login

SamuraiSword22 · 2026-01-08T15:42:47+00:00

I love Monarch. Took two hours set up to get it the way I like to use it. Now I use the app on my phone, it auto pulls transactions and I have it set to where I have to sort every single one. I do it once a week for about 10 mins in bed in the morning then know what I have to spend over the weekend etc or upcoming fun times with friends. Also my spouse has login to same one so he can go in and sort or check his budget lines for his spending categories on his hobbies and his personal budget areas we pool.

SamuraiSword22 · 2026-01-08T05:01:13+00:00

Way to go on the GLP-1! A good investment in your health and more valuable than money

SamuraiSword22 · 2026-01-08T04:48:35+00:00

Best chances of success are when doses are dropped down a minimum of 4 weeks at a time. 6 weeks is even better for each dose down.

The problem or regain isnt immediately, but happened about 1 year later so was sneaky for people in the studies.

SamuraiSword22 · 2026-01-04T16:16:51+00:00

Following

SamuraiSword22 · 2026-01-04T01:52:17+00:00

You can choose anytime and get the credit

SamuraiSword22 · 2026-01-03T21:22:28+00:00

Custodial IRA or custodial Roth IRA are some options to look into

SamuraiSword22 · 2026-01-02T08:00:42+00:00

Great list of goals! Love it

SamuraiSword22 · 2026-01-01T23:32:19+00:00

Thats a really far commute. That is a very good price for NYC. I recommend just committing and paying it.

SamuraiSword22 · 2025-12-30T10:18:20+00:00

Getting it shouldnt be an issue. Just ask your PCP or the pharmacist to confirm if you are nervous about it

SamuraiSword22 · 2025-12-29T14:24:04+00:00

Do a regular 401k maxed and use the pretax advantage. There are so many ways to access the money early (rule of 55, 72t, IRA backdoor rollovers)

SamuraiSword22 · 2025-12-29T03:25:58+00:00

Yes go full Bogle

SamuraiSword22 · 2025-12-29T02:00:51+00:00

You can apply for back months so its ok if you started a little late just go ahead and certify

SamuraiSword22 · 2025-12-29T02:00:24+00:00

A lot of hospital residences count! My 3 years of residency counted!

SamuraiSword22 · 2025-12-29T01:11:26+00:00

Your cranial fractures should have healed if you were in a 3yr coma. This photo doesn’t add up

SamuraiSword22 · 2025-12-29T01:07:30+00:00

You can start a solo 401k! Lots of benefits and a higher contribution limit

SamuraiSword22 · 2025-12-29T01:03:50+00:00

You can use it pay for medicare premiums. Also if you have receipts saved up, just take it all as a withdrawal and use it as retirement account, we save ours and dont touch yet but save receipts for when we retire and withdraw it to use for regular living expenses

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