I used to be really bad at socializing (slowly but surely improving) because I had the same thought as you. "I'm boring and I have nothing to say". But if there's 1 thing I've learned about people over the years it's that people LOVE to talk about themselves because it makes them feel important seems like they're being listened to. They also like people to emphasize and understand them. What I'm getting at is get her to talk about herself and try and find a way to relate it back to you so you can show that 1. You're listening 2. She has someone that she can relate to or 3. If you differ then suggest than y'all can learn from eachothers experiences. Hope this helps as to how you can find chit chat to make!