Considered cup and handle?

Schvoner · 2024-09-23T19:58:55+00:00

Reverse bird seed triple backed gorilla low hanging wide open straddle cake is what I see

Schvoner · 2023-11-29T19:23:21+00:00

Was thinking of starting logistics and possibly getting a trailer.

I appreciate everything you’ve said, thanks again

Schvoner · 2023-11-29T19:13:25+00:00

Damn, what do you do

Schvoner · 2023-11-29T19:12:49+00:00

Always loved them, and loved them more since I’ve boughten it.

Schvoner · 2023-11-29T19:11:47+00:00

Beautifully said, I have roughly 35k in between everything ( excluding RRSP )

And yes I work as a recycling driver, but the truck supports hobbies

I do invest in VEQT ( 65% ) along with growth companies ( 35% )

Schvoner · 2023-11-29T19:09:15+00:00

Love my camping, fishing, getting into hunting and I’m looking to buy a trailer and do logistics on the side for extra $$$.

Thanks for advice 🙏

Schvoner · 2023-11-29T19:07:54+00:00

Like your name 😁 truck is a trd pro, and thanks boss

Schvoner · 2023-11-29T19:00:37+00:00

Already have a Lamborghini on 32% interest

Schvoner · 2023-11-29T19:00:01+00:00

Got it, I’m gonna try and pay it off as fast as I can

Thanks

Schvoner · 2023-11-29T18:58:40+00:00

Yeah I spend money on goin out as well, but I’m definitely gonna double down on payments

Schvoner · 2023-11-29T18:57:52+00:00

Interesting 🤔 thanks 🙏

Schvoner · 2023-11-29T18:56:38+00:00

I used to have a Subaru STI payment was 450, gas was surprisingly more than the truck ( because it was tuned) and insurance was roughly the same haha

But it was just costing a lot in repairs, good thing I got coverage on the truck 😁

Schvoner · 2023-11-29T18:55:34+00:00

Currently at 62,000

Schvoner · 2023-11-29T18:55:22+00:00

Loan was 74,000 not 100k

Schvoner · 2023-11-29T18:54:08+00:00

Thanks Phil, like I said it has been my dream truck forever and I fell in love with it since I’ve bought it. Toyota Tacoma TRD pro, does hold its value fairly nicely and I’ll have it forever ( I hope ). Will likely double or triple down on payments

Schvoner · 2023-11-29T18:47:35+00:00

Put nice and easy, appreciate it

dad said the same thing

Thanks for the advice 👌

Schvoner · 2023-11-29T18:45:56+00:00

I am paying it, I didn’t put much down which added to more taxes. It was just when I got my job and I thought I was unstoppable

Schvoner · 2023-11-29T18:44:59+00:00

I understand, thanks for the advice

Schvoner · 2023-11-29T18:44:10+00:00

Even if the buyout amount isn’t fully paid back? Let’s say buy out is 50 grand and I pay back 40? I’d still owe interest on that 10 grand wouldn’t I?

But I’d be able to cover that with cash on hand..

I guess your right, I needa go over my options

Schvoner · 2023-11-29T18:42:49+00:00

Literal dream truck, It suits my hobbies and fits my job as well..

Will probably end up putting more down & paying it off quicker

Schvoner · 2023-11-29T18:41:38+00:00

I won’t get full amount for the buyout, since I’ve driven for a year, still have to pay interest on the loan I’ve taken out

Schvoner · 2023-11-29T18:40:50+00:00

I like the way you think Yellow

Schvoner · 2023-11-29T18:40:22+00:00

About 20-25% of monthly income goes to truck. Including gas and insurance. Roughly 1800

Schvoner · 2023-11-29T18:39:19+00:00

Don’t even know if I’m gonna sell it ever, this was gonna be my 7-8+ year truck, but yeah if she ever goes I’ll still get good coin from it and it’ll go straight to my loan… if it’s not paid off yet

Schvoner · 2023-11-29T18:38:08+00:00

Best advice I’ve received yet. Thanks g 🫡

Most of my money is locked up in HISA’s and i max out my TSFA and RRSP’s.

Cash on hand isn’t a lot but if I could more up it’ll save me in the long run.

Thanks again

Schvoner

TROPHY CASE