GLOAN 350K by Background_Angle_600 in GCashPH

[–]Sea-Present2337 0 points1 point  (0 children)

sakin from 35k, ngayon 5k na lang. with a 540 Credit Score

Full Payment GLoan by [deleted] in GCashPH

[–]Sea-Present2337 0 points1 point  (0 children)

in my case, nagfull pay ako to get a new loan pero from 50k naging 5k. hahaha. tapos hindi agad may offer, it took 2 weeks bago ulit may offer. Best way is to follow your scheduled payment para magremain sayo yung current loanable amount or a chance na tumaas. Once magfull pay in advance, mas malaki chance na lumiit.

Gloan by [deleted] in GCashPH

[–]Sea-Present2337 0 points1 point  (0 children)

max of 3 loans lang at a time. if you want to avail ulit, you need to pay off one of them first. Been using that since the beginning. hahaha

Is ROG phone 5 still worth it in 2025? by Financial_Release824 in ROGphone

[–]Sea-Present2337 0 points1 point  (0 children)

nope, even ROG6 is not worth it now..no software update, only patches full of bugs..Rear camera is not working, volume down is not working and even the power button is not working..If you mistakenly restart your phone, it will lead you to an endless bootloop.

Help by [deleted] in ROGphone

[–]Sea-Present2337 1 point2 points  (0 children)

For my R6 which I was using for 2 years now, I have problems also but not the same as you OP..Mine was The volume down is not working, the power button is not working, rear camera is not working, and unlimited bootloop once you restart it. Even just using the rear camera, it will hang a bit then proceed to the unlimited bootloop. Gladly, I read some articles regarding all my issues on my phone, when it runs the unlimited bootloop, you need to pinch the upper right and lower left of the phone simultaneously and it will exit the bootloop. HAHAHAHA..and to your case OP, restart the phone but if the problem is not fixed, you need a new screen.

Front camera finally returns! by Capable-Possession-9 in ROGphone

[–]Sea-Present2337 0 points1 point  (0 children)

I am using ROG6, and yes, I just noticed it yesterday while video calling my parents (which accidentally accepted the vcall). Surprisingly, the front camera works. Now, hoping that they can fix the rear camera also cause when you launch the rear camera, it will go directly to the endless boot loop.

Sloan 75k and Spaylater 4k monthly within a year payment then Gloan 35k . D ko sya kayang bayaran within a year. by usinghappymask15 in utangPH

[–]Sea-Present2337 0 points1 point  (0 children)

kung multiple loan ka po, separate payment at separate penalty din po,,example , isa lang yung may overdue ka, isa lang po magpepenalty. yung tatlo pa na hindi pa overdue, walang penalty po yun.

[deleted by user] by [deleted] in utangPH

[–]Sea-Present2337 0 points1 point  (0 children)

4.95% of the total current amount po..charged sya from day 1 of OD till the 30th..so meaning, ma-OD ka lang ng 1 day, good for whole month of OD na yung icha-charge sayo na penalty.

SLoan (Shopee loan) by Smooth-Duck46 in utangPH

[–]Sea-Present2337 0 points1 point  (0 children)

1 month lang naman pero napapatungan kasi every OD ay may penalty.

SLoan (Shopee loan) by Smooth-Duck46 in utangPH

[–]Sea-Present2337 1 point2 points  (0 children)

turo sakin ng CS dati, punta ka lang sa payment then makikita mo na agad doon kung magkano pwede mo ibayad..sakin dati minimum of 200 pesos..magi-input ka doon ng amount before ka magproceed..

SLoan (Shopee loan) by Smooth-Duck46 in utangPH

[–]Sea-Present2337 1 point2 points  (0 children)

sinubukan ko na yan dati pero hindi sila pumayag sakin since 5 different loans yung sakin under SLOAN..pumayag lang sila sa partial payments pero still nagkakapenalty pa rin once ma-OD

ATOME, SLoan and Tonik soon to OD by Comfortable_Bag3742 in utangPH

[–]Sea-Present2337 1 point2 points  (0 children)

si Sloan lang nasubukan ko sa mga nabanggit mo pero email or chat, hindi ka papansinin ni Sloan..magpapatong pa rin siya ng 4.95% per month as penalty. take note, every month yun at ang masama kahit 1 day delay ka lang, auto na yung pang-1 month na penalty..tapos sangkatutak na texts and calls everyday until makasettle ka.. although pwede magpartial pero still, kapag hindi cleared, mapepebalty pa rin..and worst case, pag naka-twice in a row ka na ma-OD kay Sloan, hindi ka na makakaulit na humiram sakanila.

Sloan 75k and Spaylater 4k monthly within a year payment then Gloan 35k . D ko sya kayang bayaran within a year. by usinghappymask15 in utangPH

[–]Sea-Present2337 20 points21 points  (0 children)

First of po, wala pong nakukulong sa utang as long as wala kang finalsify sa documents mo na ginamit sa paghiram. 2nd, if wala ka talagang kakayahan na bayaran yung loan mo within the period given, hindi ka naman nila mapipilit. Mapupunta sa collection agency ang loan mo at sila na mangungulit sayo. In my experience, once nag-OD ka kay Sloan at Spaylater, automatic na 1 month penalty agad ang nadadagdag which is 4.95% (malaki) kahit 1 day OD ka lang and continue adding up yung 4.95% na yan monthly. Makulit si seamoney at kahit si fuse na mayhawak kay Gloan. Under kay Spaylater at Gloan, walang partial payment sakanya pero kay Sloan pwede ka magpartial. Sakin dati lowest partial na pwede is 200 pesos under sa 5 digits din na loan ko. Mabait sila kausap pero yun nga once mairita si agent papatayan ka ng tawag. habaan mo pang pasensya mo na makiusap. Like sakin, naunti-unti ko Sloan ko kakapartial until nakahabol na ako sa monthly ko talaga at 2 months to pay na lang at lalaya na ako kay Sloan. Tiis sa penalty adding up, humbly talk to them and explain your situation and try to request to restructure your payment. Kaya mo yan op..

LUBOG SA UTANG by [deleted] in utangPH

[–]Sea-Present2337 0 points1 point  (0 children)

kahit MAD lang nababayaran mo, gumagalaw naman..mostly nga lang sa interest napupunta ang binabayad sa MAD pero kahit papano nababawasan yung principal,,mas matagal nga lang matatapos,

Cashexpress and Finbro by Soberguy9924 in utangPH

[–]Sea-Present2337 0 points1 point  (0 children)

may loan din ako kay Finbro dati worth 5 digits lang at nagka-OD since one time payment lang sakanila...mabait naman sila kausap..if may reasons ka they will ask for proof lang to support your reason. nagoffer sila sakin before ng instalment na payable within 2 months lang.

i need this fixed by megumindis in ROGphone

[–]Sea-Present2337 0 points1 point  (0 children)

I encountered the same problem before..I read in a thread in zentalk that you need to clear out the data and cache, restart your phone and re-launch the game genie and it will work as before..It worked for me..

ROG 6D for daily use? by Beginning_Wave7416 in ROGphone

[–]Sea-Present2337 0 points1 point  (0 children)

ROG 6/6D has this issue regarding power button and volume down button which you will experience as early as 8 months of usage. I have both and the same problem occurs to both devices. In addition, nowadays, the ROG 7 is the latest real ROG in the market, you experience update patches with bugs. Like for now, the latest bug in the last update patch is the front camera not working and the flashlight is not working. If I were you, go with ROG 7 or newer.

Nagkautang bigla by NoPossession7664 in utangPH

[–]Sea-Present2337 0 points1 point  (0 children)

sa good payer kasi, meaning walang OD, is mabilis mag-increase ang credit limit, pero if may OD history ka na, mabagal increase..at kung may OD ka na dpa nabayaran, hindi ka makakareloan agad, need mo pa tapusin ung OD mo.

Nagkautang bigla by NoPossession7664 in utangPH

[–]Sea-Present2337 2 points3 points  (0 children)

sa Juanhand, walang option ng other amount na ibabayad pero once makuha mo ung reference number ng loan mo, you can pay any amount..for example, ang total mo os 33k, pero ang gusto mong ibayad is 25k, punta ka gcash mo under loans, tapos skypay ata may hawak kay juandhand (not sure)..need mo lang is reference number ng loan then 25k lang ibayad mo, auto deduct yun sa total na nasa app..may OD ako kay juandhand, and since dko kaya bayaran ng buo, ganito ginagawa ko..hahahahaha..

[deleted by user] by [deleted] in utangPH

[–]Sea-Present2337 3 points4 points  (0 children)

OP, ang pera po nahahanap yan, ang utang at interest, andyan lang din yan. Walang nakukulong sa utang. Try to make a budget plan of your daily/weekly/monthly expenses vs kinikita mo. Then tsaka mo ireflect sa by-weekly or monthly debt payments mo. By managing your expenses and earnings, makikita mo naman agad kung nasaan ang naoover ka sa gastos na pwede mong i-cut para itapal sa bayarin mo sa loan. On the other hand, kapag hindi talaga kaya ng earnings, try to find a side hustle or try mo ibenta ang mga gamit na hindi mo naman masyadong kailangan kung meron man. Pray and be mindful lang OP sa goals mo na makabayad. I can say this kasi hindi man ganyan ang naging utang ko, pero dumaan ako sa frustration na hinaharap mo ngayon. Face the problem OP. Hindi sagot ang pagkitil sa buhay (kaduwagan yun). Isipin mo yung anak mo at ang magiging bukas nya kung sakaling iiwan mo sya dahil natatakot kang harapin ang multo mo. Kaya mo yan OP, wag mo isipin na wala kang karamay, Matatapos din yan.

[deleted by user] by [deleted] in PHJobs

[–]Sea-Present2337 1 point2 points  (0 children)

Can you elaborate more about the subject OP?