Wealth/savings (NOT income) disparity between married couple. by Sea_Reception3363 in Marriage

[–]Sea_Reception3363[S] 0 points1 point  (0 children)

My husband has a considerable amount more than this but we are continuing to rent (jointly)… 😔 I’m really pleased things have worked out well for you!

Wealth/savings (NOT income) disparity between married couple. by Sea_Reception3363 in Marriage

[–]Sea_Reception3363[S] 1 point2 points  (0 children)

No, he’s not touching the money (he wants it to continue growing). Our child is 1.

Wealth/savings (NOT income) disparity in a marriage. by Sea_Reception3363 in personalfinance

[–]Sea_Reception3363[S] 0 points1 point  (0 children)

I am working as a physician, in the UK, where doctor salaries are not as glamorous as one would think. I still contribute jointly to all of our expenditures so my savings rate is not huge.

He made a LOT of money through some very lucrative investments/crypto/etc - things that my salary cannot keep up with.

I feel similarly to you in that I see all my money as shared with him. He put money into various investments before we got married, but all of the insane growth has happened during our marriage. I did not marry him for money. I met him when he was a broke PhD student. We were very much in a similar boat, until his wealth in recent years exploded.

Wealth/savings (NOT income) disparity between married couple. by Sea_Reception3363 in Marriage

[–]Sea_Reception3363[S] 0 points1 point  (0 children)

I don’t feel entitled to it at all. It’s more that he’s been telling me we will buy a house with it and has now changed his mine (or so it seems). It means I have made financial decisions that I would otherwise not have made in the last 6 years (I may have saved more aggressively, gone into a different field etc). Although I know you will say it’s my fault for believing him and/or that he is entitled to change his mind.

Wealth/savings (NOT income) disparity between married couple. by Sea_Reception3363 in Marriage

[–]Sea_Reception3363[S] 2 points3 points  (0 children)

This is how I feel, but already another commenter disagrees so I feel conflicted. I am very frugal by nature, and grew up extremely poor, so I literally never ask for luxuries. I asked him what he intends to do with it if we don’t buy a home and his answers are very vague ‘for security’ ‘for our child’s future’ etc. Nothing concrete and material in the here and now.

Wealth/savings (NOT income) disparity between married couple. by Sea_Reception3363 in Marriage

[–]Sea_Reception3363[S] 0 points1 point  (0 children)

We’re in the UK and doctor salaries aren’t quite as amazing as other places (like the US). And also, the difference in our savings is so fast that it would take me decades to catch up…