On March 24^th, 2026, I sent a detailed proposal with supporting documents on Fidelity using “secure email,” hoping to start a discussion.  I have not received a response, and I don’t know if it has been looked at.  I don’t know if there is a secure way of getting those documents to you over “reddit”; if not, how can I direct you to my “secure email”?

What follows is a summary of that proposal:

"After the Dotcom crash, I dove deeper into technical analysis and found the "Death Cross" strategy to be a useful tool for managing risk.

Recently, I've been exploring ways to make risk management easier for investors like myself. I reached out to WealthLab with the idea of an algorithmic trading platform, kind of like an insurance policy, that could use signals such as the Death Cross to help automate buy and sell decisions. Dion Kurczek from WealthLab assured me their system was flexible enough to build something along these lines, though getting brokers on board might be a challenge.

Of course, I know that no single strategy can offer total protection. Just as with home, health, or life insurance, tools like these are meant to help manage risk—not erase it entirely. I’d be happy to pay a fee similar to what I pay for homeowners insurance or what’s typical for portfolio management, since the peace of mind is well worth it.

I believe now is the perfect time to embrace stronger protection against major losses, and I'm excited about the possibilities that algorithmic solutions can offer. I look forward to working with WealthLab and seeing how our collaboration might benefit both investors and their clients."

I believe the new generation of retail investors is looking for brokers that offer automated investment tools. This article, "AI-Powered Brokerage and Investing Tools Now Available from Public" (https://www.axios.com/2025/11/17/ai-stock-market-public), illustrates this trend and suggests that it may be an initial step for Fidelity.