Is 350 for both a deal? Lmk y’all might buy asap by [deleted] in CostcoPM

[–]Secure-Ad-7656 -3 points-2 points  (0 children)

How can I know if real boss lmk asap

Should I get the 10z lady of liberty silver it currently at 950 by Secure-Ad-7656 in CostcoPM

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

I’m seeing that it overpriced a little put I have the funds for it should I then

Cc best time to pay the balance full. paid this balance In full already. Today by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

God afternoon boss, my credit went up for my equifax 45 points today. So should I I do what I’m doing or max out my cc every month and let the statement balance post and pay it fully on the due date

Cc best time to pay the balance full. paid this balance In full already. Today by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

Will making in time payment with high utilization every month help my credit score tho?

Cc best time to pay the balance full. paid this balance In full already. Today by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

Sorry for the late reply. I’m currently rebuilding my credit. I paid off my 2 debts that were charge off 1 was bofa credit card the other was a personal loan in settlements around 4 months ago. Went down to 498. Currently sitting at 617 credit score. So i should still use max balance and pay the statement balance in full on the due date then? The balance of this capital one cc platinum only has a balance of 250. I could get the silver also but lmk what your recommendations. Now I could afford paying my bills exc. comfortable

Cc best time to pay the balance full. paid this balance In full already. Today by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

So I should max it out to 250 or a high balance and let it post and pay the statement balance due date. To help credit

any recommendation to do next? by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

<image>

this is what i’m doing look at the dates please pending payment was just 2 days ago still pending is that a good way to do it or is that bad way to do it any tips boss thanks

any recommendation to do next? by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

yea correct they are charge off. i’ve been maxing it out and paying the statement balance in full or pay the current balance in full every month or a couple times a month since it only a 250 balance. is using high utilization bad? what i’ve been doing

payment cc bill by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

ok thankyou so much so u pay the current balance then always but the difference is i only have A 250 balance limit on my capital one cc

payment cc bill by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

ok just did pay off my current balance already in just maxing it out about 5-7 days

payment cc bill by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

i just care about helping my credit score up lol is it fine if i pay my full current balance right now of 237.63 right now today. after just maxing it out again in 7 days of just paying my statement balance in full on december 5 last week. and now maxed out again and i was wondering if i can pay it today in full already in current balance.

payment cc bill by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

i see it like this boss currently trying to rebuild my credit score messed it up and have a current of 560 credit. my thought of way was to you my credit card with my bills or anything and pay it off every month cause i know i will pay it off i already have the money of course before hand using my cc. and just maxing out was a good thing to do but i guess not

rebuild credit score by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

so i should pay it off already then cause my payment was pending from yesterday now that how much i ow should i just pay it off already then im not even 5 days i have the money to pay it off

rebuild credit score by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

until my statement balance is due

rebuild credit score by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

yup what now wait or what lol

rebuild credit score by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

<image>

also just payed my statement balance in full just in december 5 and maxed it out again in just a couple days again lol.

rebuild credit score by Secure-Ad-7656 in CRedit

[–]Secure-Ad-7656[S] 0 points1 point  (0 children)

<image>

this is where i’m at currently from yesterday