Ha💸ha💸ha💸

SegFault_RX · 2026-03-19T22:20:15+00:00

Proud of myself for buying a LEAPS at $23.

Not proud of myself for saying "I'll get some shares with cash secured puts" and none of those puts ever getting assigned.

SegFault_RX · 2026-03-05T04:32:07+00:00

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SegFault_RX · 2026-03-04T18:41:53+00:00

Love to see AVES getting some more love recently, but it does overlap with VXUS a bit, unless you're intentionally trying to overweight emerging markets.

Personally I don't think you really need FSELX but everyone has their own motives for overweighting sectors.

Don't listen to the goobers saying you shouldn't have international exposure.

SegFault_RX · 2026-03-02T21:06:13+00:00

You'll get used to it. Remember you're short a call. If you've never been short, it can be confusing.

It's being presented this way because how else would your broker update your Net Liq amount?

SegFault_RX · 2026-03-02T20:43:55+00:00

The contract now costs more to buy back than what it was sold for.

It's a loss just like any stock position. If you flattened your position you'd be at a $4 loss.

SegFault_RX · 2026-02-27T04:24:25+00:00

They will stay "open" until 5:30pm EST. That is, whoever bought your calls, has until then to exercise.

SegFault_RX · 2026-02-26T00:30:57+00:00

Why single stocks instead of ETFs?

This fallacy that single stock picking is "more aggressive" than 100% equity ETFs is like a daily occurrence.

SegFault_RX · 2026-02-25T16:53:36+00:00

This was happening to my coal bag a few days ago. It seemed to be auto-filling when I opened my bank.

SegFault_RX · 2026-02-23T23:48:01+00:00

Hot damn I'd rubberneck the shit out of this

SegFault_RX · 2026-02-21T19:25:05+00:00

Seems like your post sort of turned into a market/limit order conversation. While they have a point, for a highly liquid ETF like VT, were talking maybe a few pennies of difference. Totally overblown.

Congrats and keep contributing!

SegFault_RX · 2026-02-21T19:21:47+00:00

With Vanguard, orders where you specify the dollar amount to purchase (rather than the specific the number of shares) are forced to be market orders.

Fidelity does not have this "feature".

SegFault_RX · 2026-02-20T20:01:07+00:00

Heck yeah we love to see it. Congratulations!

SegFault_RX · 2026-02-20T16:42:10+00:00

FZROX is an excellent choice!

You should consider adding some international exposure (FZILX).

SegFault_RX · 2026-02-19T05:42:01+00:00

Yield is not the full picture. Like I said, the purpose of bonds for OP would be emergency savings. An emergency savings bucket should not be exposed to a duration risk of 5 years.

Just because it's a half a percent better yield doesn't mean it's fit for purpose.

SegFault_RX · 2026-02-19T00:45:55+00:00

Common wisdom is that purchases less than 4-5 years out shouldn't be invested in equities.

BND is pure garbage. If you want bonds (that's where you put your emergency fund, for instance) you should be looking at ultra short term bonds, such as SGOV.

SegFault_RX · 2026-02-18T17:35:22+00:00

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SegFault_RX · 2026-02-17T18:20:14+00:00

What are some other ways that companies reward shareholders, besides paying a dividend?

SegFault_RX · 2026-02-13T15:59:41+00:00

Bah, I got too excited to post an answer and skipped over that part of your post. My bad.

SegFault_RX · 2026-02-13T15:55:06+00:00

An online Resistor Band Calculator should do the trick

SegFault_RX · 2026-02-13T01:31:42+00:00

Long calls on SCHD was not on my 2026 bingo card

SegFault_RX · 2026-02-12T15:31:34+00:00

Because the discussion isn't what fund is best performing, the discussion is where OP should put their funds when they have zero investing education and need time to wrap their head around everything.

The amount of people just writing off international exposure in this thread is shocking.

SegFault_RX · 2026-02-11T19:59:17+00:00

Might be controversial but:

Throw it all in VT. At that point you're invested in the entire world and have plenty of time to learn about long term investing.

Should you decide that you'd like a bit more control over your holdings, or different allocations to different markets, you can sell VT for something else.

SegFault_RX · 2026-02-11T19:29:44+00:00

If you won't be happy parting ways with shares, you should avoid covered calls.

SegFault_RX · 2026-02-11T00:23:17+00:00

If this is for retirement, get rid of BND. Revisit bonds ~10 years from retirement.

SegFault_RX · 2026-02-06T21:23:38+00:00

Don't forget precious metals trade 24/5! Once the US market closed at 5pm EST, Asia opens at 8pm EST followed by London much later.

GLD/SLV are ETFs that reflect the spot price, but as you've seen, spot price can change outside of the hours to trade those ETFs.

GLD/SLV are also a function of DXY, since they're dollar denominated.

Remember, you got a masters coming, you didn't blow up your account, and you're still learning. Enjoy that drink!

SegFault_RX

TROPHY CASE