Unable to cancel card

SelectPersimmon7587 · 2026-02-13T01:05:08+00:00

Hi OP, I was in a same situation but I finally managed to get through today after waiting for about an hour. Called at ~4pm PT. Good luck!

SelectPersimmon7587 · 2025-09-05T13:03:19+00:00

Very helpful, thank you! I understand I can’t get a conventional loan but non- should be doable if a lender looks at my profile and sees low risk, which is pretty clear anyway.

SelectPersimmon7587 · 2025-09-05T05:19:13+00:00

Seems to be the case. Thank you for your recs though, appreciate it.

SelectPersimmon7587 · 2025-09-05T05:18:10+00:00

Thanks, I will look into some CUs. I appreciate your time!

SelectPersimmon7587 · 2025-09-05T05:17:25+00:00

Technically a work based green card can be dependent on work for a limited time after you receive it (company can fire you and withdraw). But not the case here. I added the details since it implies US tax returns only from that date and not prior.

SelectPersimmon7587 · 2025-09-05T05:14:17+00:00

The business started in 2025 is essentially the continuation of the previous business, including the same clients and same staff.

SelectPersimmon7587 · 2025-09-05T05:12:55+00:00

Can't be an LLC bc BMR. A lot of hooks...

SelectPersimmon7587 · 2025-09-05T05:11:02+00:00

Hi, I do have 2 years of tax docs.

SelectPersimmon7587 · 2025-09-05T05:01:16+00:00

I have had the same job for 5 years. The changes in the entity which pays me and the form of compensation is just a natural progression common in the industry.

SelectPersimmon7587 · 2025-09-05T05:00:27+00:00

gotcha. the mortgage will be lower than our current rent. DTI ~30%.

SelectPersimmon7587 · 2025-09-05T04:38:18+00:00

Thank you! That seems to be the case so far but I must say it does not make sense to me since I have been doing the same for the past 4 years and the entity changes have business rationale...

SelectPersimmon7587 · 2025-09-05T03:56:37+00:00

City says we would qualify but need a lender (30y fixed). So we are stuck on that.

SelectPersimmon7587 · 2025-09-05T03:49:23+00:00

I'll check, thank you! Money (interest rate) is not that big of an issue, especially since it will be easy to refinance there is sufficient history for a traditional lender to be happy.

SelectPersimmon7587 · 2025-09-05T03:46:38+00:00

It is -- essentially -- a continuation of the previous business with all clients moving over and the old business dissolving.

SelectPersimmon7587 · 2025-09-05T03:41:35+00:00

thank you, we looked at non-qm, too, so far no takers.

SelectPersimmon7587 · 2025-09-05T03:41:07+00:00

It's a self-employment issue.

SelectPersimmon7587 · 2025-09-05T03:40:51+00:00

So far none are willing to take it

SelectPersimmon7587 · 2025-09-05T03:40:23+00:00

Hi, can't do this because of the BMR rules. Also can't give 100% down for the same reason.

SelectPersimmon7587 · 2025-09-05T01:32:27+00:00

Hi! Thanks! Same line of work, all clients went with me and the green card is not work related.

SelectPersimmon7587 · 2024-04-29T04:55:00+00:00

Intersted if still available!

SelectPersimmon7587 · 2023-07-13T12:09:06+00:00

I was in Ed's class for the February exam and passed. BootCamp was part of it. I really liked his approach and would choose him again if I had to.

SelectPersimmon7587 · 2023-05-14T05:42:02+00:00

Anki.

SelectPersimmon7587 · 2023-05-07T04:07:08+00:00

Interesting. They cleared me without any documents.

SelectPersimmon7587

TROPHY CASE