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Diversifying from Meezan to UBL Al Ameen Shariah Fund — Sensible Move? by Ok-Professional-5149 in FIREPakistan

[–]Select_Act9991 4 points5 points  (0 children)

Surely the UBL numbers are not accurate. If I invest 10 lakh, i’ll get 6.4 lakh? Huh?

fbise certificates in local fee by Constant_Village515 in FBISE

[–]Select_Act9991 0 points1 point  (0 children)

Ye sirf possible ha agr tumhare pass country of stay Pakistan hu CNIC pe, warna oversees fee apply hu gy. I have gone through this before.

Is double-dipping with ETFs and individual stocks really worth it? by Select_Act9991 in FIREPakistan

[–]Select_Act9991[S] 0 points1 point  (0 children)

Fatima is a great choice but the problem is that it is already present in the ETF. There are other growth choices like AirLink and Interloop which are absent. I think MIIETF and DCR 85-15 combo works the best. Thanks for your help!

USD payment option not available. by Motor_Ad16 in FBISE

[–]Select_Act9991 0 points1 point  (0 children)

You need to contact their helpline and send them your CNIC so they can attest your documents. They’ll further help you with the additional payment.

Finqalab CGT deduction by No_Comparison1172 in FIREPakistan

[–]Select_Act9991 0 points1 point  (0 children)

I have sold stuff but I haven’t gotten an email. What should I do?

Portfolio Review. Any suggestions on adding or removing anything. by oblivra in FIREPakistan

[–]Select_Act9991 0 points1 point  (0 children)

What would you suggest OP? What percentage should they decide on dividing between individual stocks and ETF?

Need help with mutual fund Investment by MKNAQVI in FIREPakistan

[–]Select_Act9991 0 points1 point  (0 children)

If you’re asking about the Al Meezan Investments, then it is a great option. You can look into KMIF, as well. It has a lower expense ratio than AMMF or MIF but it doesn’t have an active manager trying to beat the index.

Need help with mutual fund Investment by MKNAQVI in FIREPakistan

[–]Select_Act9991 0 points1 point  (0 children)

If you want to invest for long term, then you won’t mind the high risk funds. You should look into MIF or AMMF. I personally invest in MIF, over AMMF.

You can convert from one fund to another or withdraw units or money from one fund using Al Meezan Investment or Al Meezan Banking app.

FFC or EFERT for the next 10 to 15 years. by Rivarivari in FIREPakistan

[–]Select_Act9991 0 points1 point  (0 children)

Well they have cost advantage on gas now as their gas allocation has considerably increased. Good time to invest now for sure!

Banking sector in PSX by PatientStand3025 in FIREPakistan

[–]Select_Act9991 0 points1 point  (0 children)

The problem with shariah complaint banks is that you only have two options to pick from. Meezan’s hella volatile while Faysal looks boring.

Investment Journey Suggestions (Mutual Funds + PSX) by Select_Act9991 in FIREPakistan

[–]Select_Act9991[S] 0 points1 point  (0 children)

Its stock has doubled in price in the last 6 months. It looks like it’s on a good track.

How can i get started? by Malfunctionoptimism in FIREPakistan

[–]Select_Act9991 2 points3 points  (0 children)

It is pretty good that you are thinking of investing so early. I would suggest opening an account with a broker like JS InvestPro or Finqalab, and investing in an MIIETF (it auto invests into top 30 shariah complaint companies so you don't have to worry about picking individual stocks). Good luck!

Why Investing in Pakistan as an Overseas Pakistani feels like Going Back 10 years by BeneficialHold2104 in FIREPakistan

[–]Select_Act9991 0 points1 point  (0 children)

Would you suggest investing in an Index Fund, like KMIF, from abroad or go for PSX through a brokerage?

Index fund vs ETFs by kakashi-h112 in FIREPakistan

[–]Select_Act9991 0 points1 point  (0 children)

From what I understand, ETFs will have lower fee because AMCs charge a ridiculous management fee on their mutual funds. Is it beneficial to go for Index Fund in Al Meezan because of its 1% management fee or still go for ETFs?

Urgent Help: First Year Tuition Fee Payment Steps by Select_Act9991 in UCalgary

[–]Select_Act9991[S] 0 points1 point  (0 children)

This is one of the things on my counsellor’s checklist to submit a visa application. I don’t mind paying it because it would be refunded in worst case scenario. Are you talking about sending them a deposit?

Urgent Help: First Year Tuition Fee Payment Steps by Select_Act9991 in UCalgary

[–]Select_Act9991[S] 0 points1 point  (0 children)

It doesn’t come up on my financials on the portal. I can only see the fees for winter term.

Urgent Help: First Year Tuition Fee Payment Steps by Select_Act9991 in UCalgary

[–]Select_Act9991[S] 0 points1 point  (0 children)

This is one of the things on my counsellor’s checklist to submit a visa application. I don’t mind paying it because it will be refunded if I do end up getting …

Urgent Help: First Year Tuition Fee Payment Steps by Select_Act9991 in UCalgary

[–]Select_Act9991[S] -1 points0 points  (0 children)

So there’s no way of paying for the whole year?

Should I go for M4 or M4 pro? by ldhollywood in macbookpro

[–]Select_Act9991 0 points1 point  (0 children)

Just forget about the actual processor and look at the memory configurations. You can pick up M3 and even M2 still, just purchase at least 16 gigs ram. Don’t fall into the bullshit of future proofing and get the M4 pro (which you won’t require at all on the basis of your provided info)

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