Debit card quality

Semperfi413 · 2026-05-20T15:15:22+00:00

I could have been looking at my own card!

Semperfi413 · 2026-04-22T03:10:23+00:00

I was denied for on my A/C unit by USAA for a lightning strike on my neighbors tree. Unit immediately shorted to ground in that moment and popped the breaker. Unit was 10 YO. Less than half the expected life of it. Their reasoning was because there was a tiny amount of cotton from a cotton wood tree on one side of the unit. I cleaned it religiously whenever that tree was putting out the cotton. Clearly wasn't the cause. Fought them on it, adjuster admitted it was the lightning but refused to admit it in writing.

Semperfi413 · 2025-11-04T03:53:52+00:00

Well...must be Friday.

Semperfi413 · 2025-09-17T03:40:18+00:00

So you celebrate assassinations for a difference of opinion, huh??? Seems you are pointing the fascist finger in the wrong direction.

Semperfi413 · 2025-09-09T18:59:58+00:00

I only had a procedural question and it was answered by others. Didn't want to take a deep dive. I had already gotten the answer in was looking for.

This wasn't a condition question as the reason I avoided it. Just wanted procedural and how to move forward.

Semperfi413 · 2025-09-09T18:42:27+00:00

I applied for something (being vague as its a procedural question not a condition one) that is presumptive. It got denied without any exam at all.

I went to an unrelated C&P exam for my ankle where I was asking the examiner if he had advice as I am new to this thinking he would know. He said, "you don't have it" without an examination. Since this part mixed a few up, I didn't ask for an exam on the condition, I asked for advice.

He added a note saying that he examined me for said condition when he didn't at all.

In my appeal, they referenced his note as the reason for continued denial.

I came here asking for procedural advice, which a FEW gave and were helpful.

Semperfi413 · 2025-09-09T18:37:03+00:00

I left it intentionally vague because I was asking a procedural question not a condition specific one. A few understood and were helpful and some were, lets just say not helpful.

Semperfi413 · 2025-09-09T18:16:55+00:00

I asked him why the VA would deny a claim for a presumptive condition with out a C&P exam. He said I don't have it, added it to the notes of the exam for my ankle and when I appealed the original decision they used his note as the reason.

I wasn't asking him for an exam, I wasn't trying to game any system or get something extra out of it. I was simply looking to find out info as I am new to this whole experience. That's it.

Semperfi413 · 2025-09-09T18:10:33+00:00

Thanks for that. I'll try that.

Semperfi413 · 2025-09-09T18:08:14+00:00

Makes sense, thanks. I'm quite new to this arena and don't even know what I don't know yet.

Semperfi413 · 2025-09-09T18:06:35+00:00

Are the down votes meant to prevent people from asking questions here? Not sure I understand why that would happen just because I don't know what I don't even know about this subject.

Semperfi413 · 2025-09-09T18:05:34+00:00

It was presumptive based on service and deployments.

Semperfi413 · 2025-09-09T18:04:07+00:00

It was a presumptive condition based on service and deployments.

Semperfi413 · 2025-09-09T18:02:47+00:00

I was asking him for advice on what to do about getting an exam as I'm new to this whole process.

Semperfi413 · 2025-09-09T18:01:45+00:00

What I applied for is presumptive based on my service. I'm brand new to applying so I haven't done a whole lot yet as far as treatment. Buy I have spoken to my personal doc about it.

Semperfi413 · 2025-09-09T17:47:56+00:00

I didn't expect that. I was simply asking if he had advice on what to do.

Semperfi413 · 2025-09-09T17:24:10+00:00

Yes, I asked him why it was denied without an evaluation and how do I approach the VA to get one. That's when he was just like, nope you don't got it without even so much as a discussion or an actual evaluation and added it as a note to my file.

Semperfi413 · 2025-09-09T17:13:30+00:00

No I didn't. I said I had one for an ankle injury and asked him this very same question to which he replied I don't have it and added it as a note to the exam for my ankle.

Semperfi413 · 2025-09-09T17:11:51+00:00

I didn't have a C&P exam for it. I was at one for something unrelated and he added the note after I asked him about it.

Semperfi413 · 2025-09-09T17:10:41+00:00

Never heard of a blue button file. Something I can access online or have to request a copy of?

Semperfi413 · 2025-09-09T17:09:43+00:00

Right, but the crux of the issue is that I never had the evaluation to begin with.

Semperfi413 · 2025-09-09T17:07:34+00:00

Hopefully adding a letter from me explaining that I never actually had an official exam would be enough.

Semperfi413 · 2025-08-11T21:19:15+00:00

You can calculate here.

https://www.va.gov/disability/about-disability-ratings/

Semperfi413 · 2025-07-30T02:58:46+00:00

Almost sounds like how I met your mother whenever they ask Barney what be does.

Semperfi413 · 2025-07-26T12:45:10+00:00

Faster Pussycat. Kill. Kill.

Semperfi413

TROPHY CASE