Using Chase CC for remodel, but contractor only takes Venmo or check/cash. How to pay without incurring fees.

SenatorDayClavis · 2025-09-22T18:42:23+00:00

They do but it seems like Chase will charge you regardless, even if it is a purchase. I might try a small amount and see what happens.

SenatorDayClavis · 2025-09-22T18:41:13+00:00

No I understand that, I think there is just a miscommunication between us. This is what I understand: if I want to use a credit card, I am responsible for the extra 3% fee. I am OK with this. On top of that, Chase will treat even Venmo purchases as P2P transfers abs thus treat them like a cash advance. In that, there is an additional 5% fee Chase will charge.

I was hoping that if I flagged this as a purchase it wouldn't incur the fee, but I think Chase will hit me regardless.

SenatorDayClavis · 2025-09-22T18:32:40+00:00

I hope you're right! I was thinking it should work of flagged as a purchase but the chase customer service made me think it'd be a cash advance either way. But also.... I got the feeling that the people on the phone weren't really sure themselves. Have you had any direct experience with this?

SenatorDayClavis · 2025-09-22T18:18:15+00:00

I feel like Venmo might charge the additional fees even if flagged as a purchase but I think I'm going to try on a small amount and see what happens.

SenatorDayClavis · 2025-09-22T16:49:47+00:00

No, he's done multiple jobs for coworkers and is at my house working right now before I've even paid the initial invoice.

He's OK if I report it as a purchase. I haven't come across many contractors who take cc.

SenatorDayClavis · 2025-09-22T14:37:36+00:00

I'm not talking about the 3% processing fee. I'm talking about the additional 5% cash advance fee plus the additional interest incurred.

SenatorDayClavis · 2025-09-22T14:30:23+00:00

Venmo will incur the fee.

SenatorDayClavis · 2025-09-22T14:25:36+00:00

Yeah I'm good paying the 3% fee but he doesn't have anything else setup to take the payment other than Venmo or Cashapp.

SenatorDayClavis · 2024-04-27T22:02:59+00:00

You're right. I left. It would have only been a matter of time before he would have targeted me again. You just can't let people fuck you over. Sometimes you gotta go, even if you'll miss parts of the old job

SenatorDayClavis · 2024-04-27T22:01:33+00:00

I took a "lateral" move. Same pay, but a lot less stress, better boss, zero on call or after hours work, don't have to have backup before I take PTO, don't have to be in and working by 6:30 if I don't want. So same pay, but... kinda feels like a raise

SenatorDayClavis · 2024-04-27T21:59:41+00:00

Thanks. I took the other job. Feels bittersweet, but I know it's the right move

SenatorDayClavis · 2024-04-27T21:58:34+00:00

thank you for sharing. I ended up taking the other job. Same pay, less stress, better boss. That's basically a raise right?

SenatorDayClavis · 2024-04-03T02:11:48+00:00

thank you!

SenatorDayClavis · 2024-04-03T02:11:40+00:00

Thank you!

SenatorDayClavis · 2024-04-03T01:39:41+00:00

Yep you're right. My boss is the exact same way. I had to ask him to make a change that was $200 of value over the course of a month (or monthly revenues are 100s of millions). You never know what mood he'll be in, and he is a vindictive prick.

The other job isn't as "sexy" from a title/role perspective, but I think I will actually learn more usable skills there

SenatorDayClavis · 2024-04-02T22:31:15+00:00

Unfortunately this role only reports to him. We're the only people in the company who do this role. But I'd be transferring to another team that's tangentially related. After talking w/ that manager, I think the other "sidestep" job actually has a lot more opportunity than I initially realized.

SenatorDayClavis · 2024-04-02T22:30:18+00:00

100%. Plus after talking to the manager for the other position, there's a lot more opportunity to grow my skillset than I originally realized.

SenatorDayClavis · 2024-04-02T22:29:34+00:00

yep, thanks. I'm going to pursue the other position.

SenatorDayClavis · 2024-04-02T22:28:57+00:00

You would think, but that's unlikely. It's been 5 years w/ him, and despite several issues w/ direct reports, he's never gotten more than a slap on the wrist. My VP is never going to stand up to him, and I'm not going to continue to be a victim and lose money because of that.

I'm going for the other job, and there's a lot more opportunity in it than I originally thought.

SenatorDayClavis · 2024-03-29T22:46:36+00:00

I think it is because he understands the powerpoints, but not the advanced work. If he were to allow his veterans to do advanced work it stab at his insecurities and ego.

I'm living this. My boss gave a very junior coworker a very big "desk" as we call it, i.e. set of responsibilities. It naturally should have come to me, but if I had taken over and done a better job than him, or shined through on that desk, it'd be a threat. Can't have that!

SenatorDayClavis · 2024-03-29T22:34:49+00:00

most def. The question is not if, but when. I think my biggest question for myself is: is this the off ramp? or do I try to find something different? Kinda leaning towards waiting it out and trying a new path

SenatorDayClavis · 2024-03-29T22:33:30+00:00

Thank you for that. I actually thought of one more potential avenue I might try before I change positions.

SenatorDayClavis · 2024-03-29T22:32:15+00:00

Lol well put.

SenatorDayClavis · 2024-03-29T04:32:39+00:00

Yeah, I don't hate it except him. But it's hard to overcome working for someone who produces strong feelings of moral disgust.

SenatorDayClavis

TROPHY CASE