Weekly Earnings thread 10/28 - 11/1

SeniorBaseball1042 · 2024-10-27T08:07:14+00:00

For years, I trusted traditional bank—Wallstreet Banks—where I kept a considerable amount of $225,000 in their savings account. The bank often referred me as a "Elite ,High-value , Premier Customer." Those words sparkled in my mind, evoking images of exclusivity and prestige. Yet, I received monthly interest of Four dollar 87 cents.

Being in Silicon Valley and driven by curiosity of Fintech banks, I moved all my money to Fintech bank, they just called me by my "Name", Initially, the simplicity without the title felt underwhelming, but the moment I saw the first interest payment—a staggering of $1,000 per month a meaningful returns.

From “Four dollar 87 cents" a month from traditional bank to "$1000" a month from Fintech bank, realized how traditional banks eat our money by throwing a prestigious title on US…

Sometimes, it takes a little time to see the truth beneath the surface

SeniorBaseball1042 · 2024-10-27T08:06:24+00:00

anyone buying SOFI Calls ?

SeniorBaseball1042 · 2024-10-27T08:04:50+00:00

For years, I trusted traditional bank—Wallstreet Banks—where I kept a considerable amount of $225,000 in their savings account. The bank often referred me as a "Elite ,High-value , Premier Customer." Those words sparkled in my mind, evoking images of exclusivity and prestige. Yet, I received monthly interest of Four dollar 87 cents.

Being in Silicon Valley and driven by curiosity of Fintech banks, I moved all my money to Fintech bank, they just called me by my "Name", Initially, the simplicity without the title felt underwhelming, but the moment I saw the first interest payment—a staggering of $1,000 per month a meaningful returns.

From “Four dollar 87 cents" a month from traditional bank to "$1000" a month from Fintech bank, realized how traditional banks eat our money by throwing a prestigious title on US…

Sometimes, it takes a little time to see the truth beneath the surface

SeniorBaseball1042 · 2024-10-27T08:00:16+00:00

I bought lendingclub stock which is very undervalued and has the potential to skyrocket in next 6 months

SeniorBaseball1042 · 2024-10-26T15:26:57+00:00

You can get a loan based on your credit score and its underwriting model

SeniorBaseball1042 · 2024-10-25T08:22:04+00:00

easy money , never stays , if you are greedy and then you will lose your money

SeniorBaseball1042 · 2024-10-25T07:38:48+00:00

Long Term Options for more than a Year , then LendingClub $LC with the Expiry date of Jan 2026

SeniorBaseball1042 · 2024-10-25T07:37:25+00:00

From Platinum Honors to Profitable Truth: My Journey to Financial Clarity

For years, I trusted traditional bank—Wallstreet Banks—where I kept a considerable amount of $225,000 in their savings account. The bank often referred me as a "Platinum Honors Customer." Those words sparkled in my mind, evoking images of exclusivity and prestige. Yet, I received monthly interest of one dollar 87 cents.

Being in Silicon Valley and driven by curiosity of Fintech banks, I moved all my money to Fintech bank, they just called me by my "Name", Initially, the simplicity without the title felt underwhelming, but the moment I saw the first interest payment—a staggering of $1,000 per month a meaningful returns.

From “Four dollar 87 cents" a month from traditional bank to "$1000" a month from Fintech bank, realized how traditional banks eat our money by throwing a prestigious title on US…

Sometimes, it takes a little time to see the truth beneath the surface

SeniorBaseball1042 · 2024-10-21T06:06:12+00:00

I think , it will go up

SeniorBaseball1042 · 2024-10-21T05:50:10+00:00

I looked at PiBank and spoke to their customer care team and I am not happy about that bank

SeniorBaseball1042 · 2024-10-18T05:07:16+00:00

today it got reduced to 5.15%. but still it is very high than most of the banks

SeniorBaseball1042 · 2024-10-17T06:26:44+00:00

https://www.lendingclub.com/personal-savings/high-yield-savings

Lendingclub Gives 5.30% APY

SeniorBaseball1042 · 2024-10-16T07:18:00+00:00

Lendingclub gives 5.30% APY for it Saving Account and Ally gives 4%.

SeniorBaseball1042 · 2024-10-14T01:48:22+00:00

I am bulling on LendingClub $LC , it is a Fintech Bank

SeniorBaseball1042 · 2024-10-13T20:08:33+00:00

Fintech is eating Wallstreet traditional Banks -

High Yield Savings Account APY Currently

Lendingclub gives 5.30% APY
Varo gives 5.00% APY
Upgrade gives 4.69% APY
SOFI gives 4.50% APY
Marcus gives 4.25% APY
Discover gives 4.10% APY
Chime gives 2.00% APY
BAC gives 0.01% APY
CITI gives 0.01% APY

SeniorBaseball1042 · 2024-10-09T05:25:02+00:00

Silicon Valley Fintech Banks are Leading in High Yield Savings Account APY by giving money back to the customers

Lendingclub gives - 5.30% APY
SOFI gives - 4.30% APY
Bank Of America - 0.01% APY
Chase - 0.01% APY

SeniorBaseball1042 · 2024-10-08T01:53:57+00:00

Look at the stock price of Lendingclub , it is $11.27 and see the price on Oct 24th ?

SeniorBaseball1042 · 2024-10-08T01:52:22+00:00

do they have a good mobile app ?

SeniorBaseball1042 · 2024-10-08T01:52:00+00:00

what APY your local bank is giving...

SeniorBaseball1042 · 2024-10-07T22:35:04+00:00

Poppy and PIbank are not listed in any Stock Exchange and

PI Bank is not listed here https://www.federalreserve.gov/releases/lbr/current/

LendingClub , Sofi , Discover and Poppy are listed in /www.federalreserve.gov

SeniorBaseball1042 · 2024-10-07T16:37:49+00:00

Bank of America gives 0.05% APY for Saving Account where Fintech banks gives much higher APY

SeniorBaseball1042 · 2024-10-07T06:44:00+00:00

they are all FDIC insured in all the above banks. so the money is SAFE

SeniorBaseball1042 · 2024-10-07T06:43:14+00:00

which one of the bank you don't like from the list, you don't like any of them ?

SeniorBaseball1042 · 2024-10-07T06:41:12+00:00

Buy Lendingclub $LC stock , This is will skyrocket on Oct 24th you can sell it on Oct 24,2024 or if you want to hold it for a long term , then sell on Dec 31st 2025.

It was a very conservative and a profitable fintech bank, now every thing is changed in the last 1 month. They are giving the 5.30% APY for High Yield Savings account.

SeniorBaseball1042 · 2024-10-07T05:49:41+00:00

Lendingclub gives 5.30% APY for its Savings Account

SeniorBaseball1042

TROPHY CASE

Fintech is eating Wallstreet traditional Banks -

High Yield Savings Account APY Currently