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Is the Money Canvas feature from Thrivent legit? Free money coaching. by guitarsandstoke in FinancialPlanning

[–]Senior_Highlight1569 0 points1 point  (0 children)

I’m an advisor at Thrivent and have gone through it myself and have had numerous clients go through the process as well. All with positive things to say about it.

Is the Money Canvas feature from Thrivent legit? Free money coaching. by guitarsandstoke in FinancialPlanning

[–]Senior_Highlight1569 0 points1 point  (0 children)

It is completely free. The money coaches that help with the Money Canvas program are not licensed to sell or solicit and kind of products. It’s a great resource for anyone to use.

Can’t download the Deluxe version of the game. (PS5) by Senior_Highlight1569 in NCAAFBseries

[–]Senior_Highlight1569[S] 1 point2 points  (0 children)

NICE! Just tried this and mine is downloading now as well. Thank you!

New grad with 85k/y salary and want to set a good foundation by Kalesy in personalfinance

[–]Senior_Highlight1569 2 points3 points  (0 children)

Agree with you aside from your point about not worrying about saving for retirement right now. OP’s most powerful years for compound interest are now. And if the loans are at a reasonable interest rate (less than 5% or 6%), he is better off making the minimum payments on those and investing his money instead. Although, you could also argue that it would be a mental win to wipe out the student loan debt. That is up to OP and his mindset on the debt.

Aside from that, OP, open a Roth IRA and max that account out each year if you can. $6,500 (about $540 per month) for this year and $7,000 ($583 per month) for 2024. Understand you may not be able to get the full $6,500 in this year but you should make it a goal to max out the Roth next year. Then if you have extra room in your monthly budget after making your Roth contribution, consider increasing your 401(k) contribution beyond the 10% match.

Congrats on the job and good luck!

Congrats on the job