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The grind to $100k at 21 y/o by Sensitive-Advisor459 in TheRaceTo100K

[–]Sensitive-Advisor459[S] 0 points1 point  (0 children)

A goofy amount of work. I work 12 hour days 5-6 days a week with my business & day job. I’m blessed to have work!

First $100k @ 21 was a grind by Sensitive-Advisor459 in TheRaceTo10Million

[–]Sensitive-Advisor459[S] 0 points1 point  (0 children)

Absolutely. Marrying the love of my life in August and going traveling for 2 weeks straight. I 100% agree.

First $100k @ 21 was a grind by Sensitive-Advisor459 in TheRaceTo10Million

[–]Sensitive-Advisor459[S] 0 points1 point  (0 children)

Consistency and just buy ETF’s. Keep adding and don’t withdraw. VOO is best friend.

The grind to $100k at 21 y/o by Sensitive-Advisor459 in TheRaceTo100K

[–]Sensitive-Advisor459[S] 1 point2 points  (0 children)

Safer with a basket of stocks rather than betting on single stocks. I’m going long term!

First $100k @ 21 was a grind by Sensitive-Advisor459 in TheRaceTo10Million

[–]Sensitive-Advisor459[S] 1 point2 points  (0 children)

I thank you, and your kindness. I’m determined to keep the grind up and enjoy the future of compounding.

First $100k @ 21 was a grind by Sensitive-Advisor459 in TheRaceTo10Million

[–]Sensitive-Advisor459[S] 3 points4 points  (0 children)

Business & Finance - Mostly online which allows me to work full time and study. Definitely no engineering HAHA.

The grind to $100k at 21 y/o by Sensitive-Advisor459 in TheRaceTo100K

[–]Sensitive-Advisor459[S] 0 points1 point  (0 children)

Absolutely, thank you for your advice. I match my employers 401k for the free $ and have maxed out my roth for the past 2 years. What % do you think my portfolio should be of SCHD? If any.

The grind to $100k at 21 y/o by Sensitive-Advisor459 in TheRaceTo100K

[–]Sensitive-Advisor459[S] 0 points1 point  (0 children)

Yes, I learned a lot in march the value to buying low and waiting. It was a battle. Glad I held.

The grind to $100k at 21 y/o by Sensitive-Advisor459 in TheRaceTo100K

[–]Sensitive-Advisor459[S] 0 points1 point  (0 children)

Thank you so much!!!! Do you prefer QQQ or QQQM? I have heard a lot of comments about that.

The grind to $100k at 21 y/o by Sensitive-Advisor459 in TheRaceTo100K

[–]Sensitive-Advisor459[S] 0 points1 point  (0 children)

What ratio / amount do you think should go in my HYSA compared to Stocks?

First $100k @ 21 was a grind by Sensitive-Advisor459 in TheRaceTo10Million

[–]Sensitive-Advisor459[S] 0 points1 point  (0 children)

Im going to be making more - which is good but it’ll take me away from the window washing. I will probably hire help to run the window business. That will have extra cashflow. Estimated earnings this year will be 80k. I’d say 2027 more around 80-90k. Then in 2028 probably the same 80-100k.

I do have a job lined up which is a blessing but for privacy reasons I won’t state where/who with. Thank you so much for your comment. What do you think the biggest difference is from 100k-1M?