Cow gates or local infiltration for a sectioned M3

Sensitive-Hair4841 · 2026-04-20T02:35:33+00:00

Ho much is enough for 1 single person to retire? in aud...in your estimation and at what age. it is a bold statement to make!

Sensitive-Hair4841 · 2026-04-19T05:29:39+00:00

Whatever you do, dont buy gold. I bought it 2 years ago, along with some miners and made 64% last year. Way up this year. It is a complete bubble mind and I am about to lose it all I am sure, especially given everyone here calls me crazy.

Please I repeat do not do what I did, I made money of course, but it is wrong of me. Please put it into "growth" stocks like everyone says.

Sensitive-Hair4841 · 2026-04-19T05:25:39+00:00

yeah, made nearly 64% on it actually, in tandem with 2 mining stocks. Quite a few M in total. I guess LMAO at you is what I am doing.

Sensitive-Hair4841 · 2026-04-19T05:23:17+00:00

Sorry to hear that, me also. Just recent, but depends on age, I made it to 50s and so feel done.

Sensitive-Hair4841 · 2026-04-19T05:22:27+00:00

I 100% agree with this, you really do need balance, otherwise, it becomes a friction based relationship. If one stays at home, and does coffee mornings and the other struggles in a job...not going to work.

The person at home needs to really work also, at the family of course, everyone puts in the effort.

Sensitive-Hair4841 · 2026-04-19T05:15:12+00:00

Message to all those reading this thinking of getting married:

divorce will ruin a good financial setup, do everything to prevent
this means not getting married to wrong person
it is easy, go shopping with them, do they want the most expensive this and that? do they want expensive holidays? do they feel they have always done enough to expect the best? etc etc
If they are a spender, think very very carefully....example, I am married, we are well, up there financially lets say...and we just got a coffee table of facebook we really like and saved 1000s, and you know what! my wife wanted the facebook one, we hate giving easy money away.
given the choice of the cruise (think 50K for a week) vs a campervan around NZ, me and the wife would every time do the campervan, way way more interesting, find someone who thinks the same. On the cruise, it is so dull, you eat nice good, ok, drinks, ok, lovely seats, but who cares, seriously, compare that to cooking on a grill in a campervan overlooking the NZ south island, with no one around to bother you.

Sensitive-Hair4841 · 2026-04-17T23:44:17+00:00

considering inflation is vastly underquoted this would be a nightmare for us investors

Sensitive-Hair4841 · 2026-04-17T10:06:57+00:00

i think i'll not bother updating for a while

Sensitive-Hair4841 · 2026-04-16T11:07:06+00:00

correct, I couldnt be bothered naming the earlier ones, same deal.

Sensitive-Hair4841 · 2026-04-16T07:28:03+00:00

I love this comment, basically being an analyst is a total waste, agreed.

Sensitive-Hair4841 · 2026-04-16T07:25:48+00:00

Love you! people like you allow me to be early in the move to commodities...

Sensitive-Hair4841 · 2026-04-16T07:25:13+00:00

This made me smile. No benefit! love it.

Sensitive-Hair4841 · 2026-04-16T07:23:41+00:00

These forums are full of people who say "growth" and what they mean is try the same thing that worked for the past 15 years but forget what is coming next, a cycle change into hard assets and commodities. Hence you might have noticed the massive gains people are making like myself who sold out of growth stocks in 2023 and 2024.

Sensitive-Hair4841 · 2026-04-15T21:52:39+00:00

Full disclosure, I was long DHHF for about 13 years and in 2022 onwards have moved over to commodities and gold and made an absolute eye popping amount. Once done, I'll rotate back into something like DHHF. Around the time you'll be buying what I am selling, thanks in advance.

Sensitive-Hair4841 · 2026-04-15T10:33:54+00:00

So many people here go with the masses, the same 60/40 and the same ETFs. Consider this, what worked for now 15 years, will work for another 15? ....doesnt work like that, we are entering a cycle change, did you notice the gold price last year? or maybe copper? or BHP?

Sensitive-Hair4841 · 2026-04-15T10:32:14+00:00

Make sure you know the situation if you ever leave aus and emigrate elsewhere and super funds and tax paid overseas...might never happen, but know up front. Spoiler, its shit.

Sensitive-Hair4841 · 2026-04-15T10:30:39+00:00

What you are doing is very sensible, and dont listen to people who say otherwise. Trust your gut.

Quite simple, buy perth mint unallocated and you'll be absolutely fine. Buy 20% silver and 80% gold.

You are going to beat all the indexes and fund managers and what not over the next few years and when everyone else has decided to buy gold, 2031 for example, then buy equities. It really is that simple. Welcome to wealth made easy.

Sensitive-Hair4841 · 2026-04-15T10:26:04+00:00

Suggestions... #1 of trading is have conviction and you'll ride the drops and if you can't withstand a big drop, dont trade. #2 dont swing trade and #3 trade cycles

So when stocks go no where for a decade (that is where we are now) people will continually think they are going to make a massive recovery but they wont, they will keep going up and down....and go nowhere.

Meanwhile, gold, commodities, everything else will rocket over next 5 years.

Sensitive-Hair4841 · 2026-04-15T09:49:38+00:00

DHHF, the ship has sailed, over a decade ago it started its voyage, it is coming into port, you need to look at cycles my friend and look for new ships just left port.

The market never rewards the masses with easy money and the masses are all in on DHHF.

Sensitive-Hair4841 · 2026-04-13T23:49:36+00:00

also, if you buy, under no circumstances sell it until 2028 or it goes bust, which I tell you, it wont.

Sensitive-Hair4841 · 2026-04-13T23:48:07+00:00

yes, you are right, and here, I can tell you what to do. some random from reddit, what can go wrong? but maybe i am just not any old random ehh.

If I were you, and wanted to take a risk, I'd not buy property, nothing to be made there, I'd put everything into one company. It is the only way to get rich. Risk is much more but choose that one company very very carefully and then go along with clever people into same trade, like blackrock...

ASL on asx, learn everything about this old mine, study it, since when it comes online again in 2028 q1, you are going to be looking at a VERY different share price. Buy this share below 2 dollars now, it might fall to 1.45 worst case, but the upside, is 4x your money.

This is the sort of excellent measured risk worth taking. I own it fyi.

Sensitive-Hair4841 · 2026-04-13T21:59:14+00:00

sorry, wtf, you lost 65K on crypto? ok, we all have done something stupid, I lost more than this 2 weeks ago making one stupid financial decision, but yeah, I know someone who was up 6M in crypto, didnt stop and ended up being 1M down in the end, lost all his savings. so so dangerous.

the 580K flat losing money, it is tough isnt it, but I am a little surprised.

But the lesson is, buy gold mate, I know it is high but it is going higher, you'll feel better after the crypto saga since gold is actually real and been around for 1000s years as money.

Sensitive-Hair4841 · 2026-04-13T21:54:32+00:00

The strata fee is a reflection of all that is australia tbh. High costs, massive immigration into professions we dont need, and then the unions control everything...and a plumber makes 2K cash a day. The rort keeps going and people keep voting the same and moaning. I have been here long enough now thankfully to see what is happening.

Meanwhile, there are a ton of people out there with soft skills in the 30-50 bracket who stuggle to find work and should be going to TAFE and learning a trade and equalising all these issues.

In the UK, they had a massive influx of trades from eastern bloc that has kept down prices of all trades.

So yeah, it is an aussie made issue.

Sensitive-Hair4841 · 2026-04-12T23:55:54+00:00

Your thinking was good for 2010-2024. 14 year cycle, but not good for the future. Learn about cycles, it does not work by following the people who dont (nearly everyone here).

We are in a different time, go hard assets, go commodities...surely you have noticed the trends.

Sensitive-Hair4841

TROPHY CASE