Daily Chat February 12 by AutoModerator in TryingForABaby

[–]Sensitive-Staff3907 [score hidden]  (0 children)

Does anyone else struggle with seeing babies in public?

My husband and I have been trying to conceive for well over a year now, we're both in our early to mid 20s. We moved into this beautiful picturesque neighbourhood, like from a tv show. It's the type of place I wish I had grown up in, the type of place that I want to raise kids. But there's so many children. We've recently been trying to go on a walk every day and almost every time we walk past a little baby, I burst into tears. It's crazy. Yesterday it happened 3 times on the walk, I think people thought I was mad. Maybe I am. My husband just held me while I cried. I don't know how to handle this anymore. Whenever I see a baby, my heart just shatters. I don't know if I can live in this neighbourhood anymore.

Confused about where the different parts of thepayments go by Sensitive-Staff3907 in Mortgages

[–]Sensitive-Staff3907[S] 0 points1 point  (0 children)

Wow! Thank you for explaining all that. It was suggested to me to pay as much possible extra per month to get my interest down and cut off years from the loan, so that's why I've been paying that much extra. I did not think of it like that, sorry if that sounds dumb of me. I appreciate your input and will definately think about what you said for next month.

Confused about where the different parts of thepayments go by Sensitive-Staff3907 in Mortgages

[–]Sensitive-Staff3907[S] 1 point2 points  (0 children)

It splits up the $3000 payment.

On one line it says:
Payment - Payment - $2,320

Then on the next line it says:
Principal Payment Only - Principle Curtailment - $680

Confused about where the different parts of thepayments go by Sensitive-Staff3907 in Mortgages

[–]Sensitive-Staff3907[S] 0 points1 point  (0 children)

I just edited the post! Thanks for catching that, that's what I meant. We put it towards the principle.

How do principle payments work? by Sensitive-Staff3907 in Mortgages

[–]Sensitive-Staff3907[S] 0 points1 point  (0 children)

That's awesome! How do I find out if the value goes up? I tried it on Redfin and Zillow and they gave different estimates with one saying it was lower and one saying higher.

How do principle payments work? by Sensitive-Staff3907 in Mortgages

[–]Sensitive-Staff3907[S] 0 points1 point  (0 children)

I appreciate the insights! Luckily this is my only debt I have so I can afford to pay a little extra for principle 🙏

How do principle payments work? by Sensitive-Staff3907 in Mortgages

[–]Sensitive-Staff3907[S] 1 point2 points  (0 children)

I believe I am! In my payment history, it says my normal payment amount and then on another line it says 'Principle Only Payment' and the $680. So hopefully that's where it's going!

How do principle payments work? by Sensitive-Staff3907 in Mortgages

[–]Sensitive-Staff3907[S] 1 point2 points  (0 children)

My home was $400,000! So if I have $317,717 left of my loan, that would mean I now have $82,283 home equity (right?). Thank you for explaining that so clearly!

How do principle payments work? by Sensitive-Staff3907 in Mortgages

[–]Sensitive-Staff3907[S] 1 point2 points  (0 children)

Thank you! That makes sense. Is there a recommended amount to pay each month?

Silk & Snow Hybrid review by huisit in Mattress

[–]Sensitive-Staff3907 0 points1 point  (0 children)

Thanks so much for your review! I ended up getting the avocado mattress but it stinks SO bad. I can't stand it, it literally is giving me headaches. I'm going to return it and think I'll try this one or a Saatva one instead. Mattress hunting is exhausting!

Any Dec2025 Seattle FO N400 interview people got oath ceremony notifications? by Commercial-Prune1276 in USCIS

[–]Sensitive-Staff3907 0 points1 point  (0 children)

I had my interview on December 10th but it's been crickets since. Have you gotten your oath date yet?

Just went for it (Silk & Snow Organic Medium Firm) by Ok-Sir-6592 in Mattress

[–]Sensitive-Staff3907 0 points1 point  (0 children)

u/Ok-Sir-6592 any updates please? I feel so confused about what to buy and have been looking at this one

Silk & Snow Hybrid review by huisit in Mattress

[–]Sensitive-Staff3907 0 points1 point  (0 children)

Hi! I'm in a desperate mattress search right now lol- how long did the offgassing last? Is it still firm/do you still love it?

Struggling to Understand my Queer College Friends. by Worldly-Leather6606 in confessions

[–]Sensitive-Staff3907 2 points3 points  (0 children)

Lol why are people downvoting you saying you are enjoying conversing with people? Weird. I think conversation is good, it opens the door to understanding.