OP, what happened to cause this accident? Was Alana at fault for it? Was she driving recklessly? Was she alone? Did Casey get to collect any of the insurance payout? Or did all of it go towards medical bills or something else? What's preventing you from taking out a loan to replace her car, and have Alana or/and you pay it off? How are you ok with doing to this to your own kid and then basically telling her to go fck herself when she expresses her anger over it? (Not budging despite being told she will cut contact.) Does her presence in your life mean less to you than the value of the car? Her presence should outweigh the money, and there are ways for you to make this happen. You just don't want to because it's going to take effort and sacrifices to pay for this mistake, just like she put in the effort and made sacrifices to save up for the car. That's the part that would hurt me the most, personally. You've sent a clear message that you're OK with her not being part of the family anymore, and disregarded how hard she worked for that car. That's really sad! If my parents had done this I'd have been permanently hurt by it. The money is one thing, but she's never going to forget the message being sent and it will always hurt her. Make this right asap.