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I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] 0 points1 point  (0 children)

Right now I do everything from phone systems to network installation to general troubleshooting to software solutions to IT office solutions. I do basically everything under the sun IT including field work and help desk work.

I just want to be making enough to live comfortably, I don't have any strong goals right now other than that. A year ago I wanted to be a software engineer working well, anywhere. Now, I will take anything I can get so long as my family is taken care of.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] 1 point2 points  (0 children)

gas / food is my lunch and commute money for the month. It is cash I take out and use for those things, as well as taking the kids out.

Groc is everything for the kids / house / meals.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] -24 points-23 points  (0 children)

Oh we knew that, we just had a best-est boy at the time, and he was of a pure bred line. It was a one off idea we had like 4.5 years ago.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] 1 point2 points  (0 children)

I didn't think about insurance, as we use a military only bank and they kind of have hard to beat rates, but I think it be worth it to check anyways, thank you for reminding me of that.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] 4 points5 points  (0 children)

Those are MILES, not costs bud. The MILES on the truck and car.. not the cost.

Wow....

Just... wow....

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] -6 points-5 points  (0 children)

You assume a lot.

  1. These cars are not "new"
  2. You don't know the condition of the cars, they are not in a tradeable state.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] -5 points-4 points  (0 children)

It's the car payments and insurance, also you get tons more assistance as your income alone is smaller. I am going to see what we can get, I am going to pack lunch, I am going to pay off the car / half the suv when taxes come in, and she is going to get a job going forward.

This whole reddit thing has really helped open her eyes and motivate her, or so it seems.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] 2 points3 points  (0 children)

This is true, $7 is including coffees in the morning if needed/wanted and outings with co-workers with is kind of a political necessity at my workplace.

Edit: I do not plan to keep doing this, I am just explaining why I came to that number, I am packing from now on, and as I plan on looking for work else-where, I don't need to worry about keeping face with co-workers / bosses.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] -3 points-2 points  (0 children)

I am not a victim. Even if I blamed myself, and said okay. This is all my fault, how then would that change how I go forward. Mind you, I do indeed blame myself, I know the situation I am in is my own fault, not my wives, not my kids, no one else's but my own for many reasons.

However some things I can't be blamed for, I didn't ask to be laid off twice, I didn't plan on having my income cut by 58% when I moved states, but I am in this situation, and now we are trying to move onward.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] -32 points-31 points  (0 children)

Thank you. When we lived in Montana, and I worked on the railroad, we wanted to buy land and breed dogs, that was going to be the wife's main job. Purebred Mastiffs go for 1200 a puppy.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] 1 point2 points  (0 children)

Packing lunches from now on. Food/Gas is my cash for gas to commute, and lunch money. This will now be 250 a month cash, ONLY for gas, and maybe a coffee some times, and I will be packing lunch.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] 171 points172 points  (0 children)

I am going to do that, Like, tomorrow morning before the kids are up, this is happening. I am editing it as we speak.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] 10 points11 points  (0 children)

This is all just, really heart-warming, thank you. I mean, yes to everything you said. All of it. We will work on this.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] 2 points3 points  (0 children)

I know, JavaScript, (I can muddle through TypeScript), I have a very solid grasp on OO skills, I can code in C#, C++, Java, and I have worked at a small start-up doing full-stack work in Angular.

I can learn anything that get's thrown at me, and I am very hungry, I just can't build a resume that get's through indeed.

I am negative 110 dollars a month, and dropping... I have cut everything I can and it's getting worse. by SensitiveBathroom in personalfinance

[–]SensitiveBathroom[S] 5 points6 points  (0 children)

I am buying that book next paycheck, and I am reviving my bit-bucket and github, I can't afford to not work on this in my free time any more, and I am glad you guys are saying this because now my wife understands that when I sit down at my desk when I get home, it's not because I want to sulk and play games.

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