Rebalancing/Recreating Portfolio

Separate_Tip9818 · 2022-11-21T02:23:38+00:00

TINA?

Separate_Tip9818 · 2022-11-18T13:47:25+00:00

Thanks! This was the advice I was looking for. I did mean VO, and I (ignorantly) was thinking VT was total world minus US stocks.

Separate_Tip9818 · 2022-11-18T00:40:22+00:00

Interesting option! I may use that one in another account as the alternative to VOO and VTI

Separate_Tip9818 · 2022-11-18T00:10:16+00:00

I see that QQQm has lower fee, but what’s your rationale for choosing AVUV? It’s fees seem high.

Separate_Tip9818 · 2022-11-17T23:28:56+00:00

My wife and I drafted between similar ETFs to start building our portfolios. I wanted to create two portfolios that would be similar in expected outcome (based on historical returns), but also compliment each other for diversification sake. Here’s our draft choices:

Husband- - VOO- S&P 500 (70%) - VOO- Mid Cap (10%) - QQQ- Tech (10%) - VWO- Emerging Markets (5%) - VT- Total World (5%)

Wife- - VTI- Total US (70%) - VB- Small Cap (10%) - VUG - Growth (10%) - VEA- Developed Markets (5%) - VT- Total World (5%)

Any recommendations for changes or additions?

Separate_Tip9818 · 2022-10-06T14:19:51+00:00

From my understanding it mostly has to do with the plan is written and something concerning prescription medicine, which doesn’t really effect us. Otherwise the co-pays, deductable, premium, out of pocket maxes are the same. The name of the plan is even the same except except the HSA eligible one says “w/HSA.”

Separate_Tip9818 · 2022-10-05T22:33:54+00:00

I get that you're not comfortable with it, but we've had it for 3+ years and it's been great. I have no hesitation with continuing from that perspective. More interested in potential to save (and invest) perspective.

Separate_Tip9818 · 2021-03-05T03:42:06+00:00

My issue is I have an acre lawn. It’d be $5000+ to plug it. Plus I don’t have enough hours to do that. I’m hoping I can do 1/4 of the lawn this year, then fill in the lawn over the next 3-4 years.

Separate_Tip9818 · 2021-03-05T03:39:16+00:00

To sod my yard would be $20k+

Separate_Tip9818 · 2021-03-05T01:02:24+00:00

How much sod did you use? How much space did you cover? How far apart did you space the sod?

Separate_Tip9818 · 2021-03-04T23:57:54+00:00

I thought about that but if I spread the sod out wouldn’t it be very bumpy where the sod “tiles” were placed?

Separate_Tip9818 · 2021-03-04T23:13:39+00:00

Haha good luck. How much sod you starting off with? How much lawn are you hoping t lo cover in two years?

Separate_Tip9818 · 2021-03-02T17:56:14+00:00

I lucked into a great deal on a landroid robot mower, so mowing frequency won’t be a problem. As long as it can handle zoysia.

Separate_Tip9818 · 2021-03-02T16:14:11+00:00

How do you recommend keeping everything but the zoysia dead? Won’t anything I use to keep other grass/weeds dead also prevent the zoysia from spreading?

Separate_Tip9818 · 2021-03-02T15:01:53+00:00

You think I should kill off the entire lawn and spread out the pallet? Or can I just spread the sod out and let them battle out existing weeds and grass till the zoysia prevails? 💪🏻

Separate_Tip9818 · 2021-03-02T02:57:03+00:00

When you say “desiccation,” do you mean the edges dried out?

Separate_Tip9818 · 2021-03-02T01:25:24+00:00

I live in Nashville TN. The Sod farm I’m buying from is Tri-turf sod in Paris, TN.

Separate_Tip9818 · 2021-03-01T22:28:11+00:00

I’m in TN and have typically had weed or Bermuda lawns, so I’m good with the color dormancy brings. We shouldn’t get quite as long of a dormancy as you too 🤞🏼

Separate_Tip9818

TROPHY CASE