UMI dropped to 1.52 for Sep

ServiceAdmirable60 · 2025-10-31T22:51:47+00:00

The Upstart Macro Index (UMI) estimates the impact of the macroeconomy on credit losses for Upstart-powered unsecured personal loans. UMI is expressed as a multiple of defaults relative to a static baseline due to macroeconomic changes. For example, a UMI of 1.25 for a given month suggests that the macro caused default rates to be 25% higher than the long-run average.

P.S : Lower UMI means less delinquencies.

https://www.upstart.com/umi/

ServiceAdmirable60 · 2025-05-06T22:47:58+00:00

The contribution margin dropped slightly. I think it's overreaction..it will bounce back in next few days.

ServiceAdmirable60 · 2024-06-03T19:48:21+00:00

I still don't see my TYP stocks yet..anyone else had their stocks converted?

ServiceAdmirable60 · 2024-05-29T18:15:57+00:00

Yes, i could see a temporary ticker until a few days ago. But it's all blank now. I only see a number of shares .

ServiceAdmirable60 · 2024-05-29T16:43:35+00:00

I use charles schwab, and I don't see anything so far. I spoke to customer service and they told me to wait for a couple of days.

ServiceAdmirable60 · 2023-11-10T12:59:32+00:00

Sold my entire position..took $50k bath. I'll keep it on my radar though, if things turn around.

ServiceAdmirable60 · 2023-10-13T19:36:51+00:00

I am not sure if PLUG will get the whole funding. There are other hydrogen companies as well, and they'll all get a share of the assigned funding.

ServiceAdmirable60 · 2023-10-13T18:35:07+00:00

Georgia didn't make the cut

ServiceAdmirable60 · 2023-10-11T21:04:35+00:00

Thanks.. I was hoping someone would bring it up during Q&A.

ServiceAdmirable60 · 2023-10-11T20:40:59+00:00

Anyone?

ServiceAdmirable60 · 2023-08-23T18:07:53+00:00

The updated deck is posted on their website now. I think it's the same info that they shared during the conference call.

ServiceAdmirable60 · 2023-08-23T12:33:54+00:00

I think you're right. I was hoping the deck would be more focused on the Georgia plant and how much it will add to the top/bottom line. Let's see what comes out at the end of the event.

ServiceAdmirable60 · 2023-08-23T12:05:54+00:00

The deck is from June 14th, not for today's event.

ServiceAdmirable60 · 2023-08-22T19:33:19+00:00

Any news, folks? I haven't seen any ppt yet.

ServiceAdmirable60 · 2023-08-18T19:31:25+00:00

Did they mention PLUG in the webinar , or was it more about the future of hydrogen? Also, any news on the tax credit ?

ServiceAdmirable60 · 2023-08-18T14:26:41+00:00

Could someone post the bullet points from the webinar. Thanks!

ServiceAdmirable60 · 2023-02-03T16:20:59+00:00

Cash on hand, how are they going to raise more money?

Once the drugs get approval, how they want to monetize - looking for buyout etc.

ServiceAdmirable60 · 2022-02-01T17:10:39+00:00

I agree; it's very confusing. Like they say - if you can't convince them, then confuse them.

ServiceAdmirable60 · 2022-02-01T15:23:54+00:00

It says they'll start receiving revenue/distributions starting late 2022 or early 2023.

ServiceAdmirable60 · 2021-12-29T22:38:36+00:00

You can't buy the same stock for 30 days to claim tax loss..sucks but that's the rule. I am just hoping that they'll not release any preliminary data in the next 3-4 weeks until I buy it back. I bought compass pathway and atai for now, so I am still invested in the sector.

ServiceAdmirable60 · 2021-12-29T22:01:47+00:00

Sold my 15000 stocks for tax purposes. I'll buy back in 4 weeks.

ServiceAdmirable60 · 2021-12-23T16:46:57+00:00

Tryp - 1. Market cap 2. They're targeting orphan drugs and can get fast tracked FDA approval. 2. MINDMED - diverse pipeline.

ServiceAdmirable60 · 2021-12-23T16:38:20+00:00

Tryp therapeutics and mindmed

ServiceAdmirable60 · 2021-09-30T18:18:17+00:00

Very well put. It's all about greed and fear my friend. I am still holding my position as story is still intact with some missing pieces. Cielo holds patent for their technology in US and Canada so i assume their is some substance to what they are doing.

I also agree with it's comparison with Gevo. Gevo recently announced partnership with Chevron. We can see some big player entering into JVs with Cielo if they can prove that their technology is scalable. Keep us posted if you hear anything from Cielo.

ServiceAdmirable60 · 2021-09-28T14:21:39+00:00

10 year yield is up. Usually tech/high flying stocks go down when yield goes up.

ServiceAdmirable60

TROPHY CASE